<ARTICLE> 5 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> Dec-31-2000 <PERIOD-START> Jan-01-2000 <PERIOD-END> Dec-31-1999 <CASH> 354,860 <SECURITIES> 0 <RECEIVABLES> 6,450,877 <ALLOWANCES> 261,452 <INVENTORY> 0 <CURRENT-ASSETS> 0 <PP&E> 0 <DEPRECIATION> 0 <TOTAL-ASSETS> 7,436,868 <CURRENT-LIABILITIES> 0 <BONDS> 0 <PREFERRED-MANDATORY> 13,068 <PREFERRED> 0 <COMMON> 0 <OTHER-SE> 7,423,800 <TOTAL-LIABILITY-AND-EQUITY> 7,436,868 <SALES> 0 <TOTAL-REVENUES> 785,209 <CGS> 0 <TOTAL-COSTS> 113,853 <OTHER-EXPENSES> 0 <LOSS-PROVISION> 193,427 <INTEREST-EXPENSE> 0 <INCOME-PRETAX> 477,929 <INCOME-TAX> 0 <INCOME-CONTINUING> 477,929 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 477,929 <EPS-BASIC> .00 <EPS-DILUTED> .00