<ARTICLE> 7
       
                                                  
<PERIOD-TYPE>                   6-MOS                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1998             DEC-31-1997
<PERIOD-END>                               JUN-30-1998             DEC-31-1997
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<POLICY-OTHER>                                       0                       0
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<UNDERWRITING-OTHER>                                 0                       0
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<INCOME-TAX>                                    11,736                  31,302
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<EPS-PRIMARY>                                     1.24                    2.67
<EPS-DILUTED>                                     1.24                    2.67
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