Exhibit 21.  Securities of Registrant


  99

                                                    Year          Percentage
                               Jurisdiction       Acquired         of Voting   
Name of Subsidiary           of Incorporation     or Formed    Securities Owned
- ------------------           ----------------     ---------    ----------------
ASI Data Services Inc.            Maine             1993             100%
                                                                     
Northeast Savings Bank,           Maine             1987             100%
F.S.B. (and its 100% owned   
subsidiary, Northeast          
Financial Service Corp. and       
100% owned second tier       
subsidiary, First New England
Benefits, Inc.)