Exhibit 21.  Securities of Registrant



         
                                                   Year           Percentage
                              Jurisdiction       Acquired         of Voting    
Name of Subsidiary          of Incorporation     or Formed     Securities Owned
                            ----------------     ---------     ----------------
                                                      
ASI Data Services Inc.           Maine             1993              100%
                                                                        
Northeast Savings Bank,          Maine             1987              100%
F.S.B. (and its 100%                                                 
owned subsidiary, 
Northeast Financial  
Service Corporation).

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