WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE. [TYPE] EX-27 <ARTICLE> 9 <LEGEND> THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE QUARTERLY REPORT ON FORM 10QSB FOR THE FISCAL QUARTER ENDED JUNE 30, 1995 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> MAR-31-1995 <PERIOD-END> JUN-30-1995 <CASH> 7,305,731 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 3,969,983 <INVESTMENTS-CARRYING> 38,519,305 <INVESTMENTS-MARKET> 0 <LOANS> 151,822,077 <ALLOWANCE> 0 <TOTAL-ASSETS> 214,652,973 <DEPOSITS> 165,870,760 <SHORT-TERM> 23,816,000 <LIABILITIES-OTHER> 4,252,101 <LONG-TERM> 6,082,000 <COMMON> 4092 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 14,628,020 <TOTAL-LIABILITIES-AND-EQUITY> 214,652,973 <INTEREST-LOAN> 3,258,689 <INTEREST-INVEST> 561,499 <INTEREST-OTHER> 20,238 <INTEREST-TOTAL> 3,840,426 <INTEREST-DEPOSIT> 1,644,571 <INTEREST-EXPENSE> 437,665 <INTEREST-INCOME-NET> 1,758,190 <LOAN-LOSSES> 75,000 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 1,829,200 <INCOME-PRETAX> 191,715 <INCOME-PRE-EXTRAORDINARY> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 136,847 <EPS-PRIMARY> .33 <EPS-DILUTED> 0 <YIELD-ACTUAL> 0 <LOANS-NON> 777 <LOANS-PAST> 777 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 1,955,119 <CHARGE-OFFS> 6,919 <RECOVERIES> 6,011 <ALLOWANCE-CLOSE> 2,029,211 <ALLOWANCE-DOMESTIC> 2,029,211 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0