Consent of Independent Auditors




We consent to the  reference to our firm under the caption  "Experts" and to the
use  of our  report  dated  February  8,  2001  on  the  consolidated  financial
statements of IDS Life Insurance Company,  included in Post-Effective  Amendment
No.  15  to  the  Registration  Statement  (Form  S-1,  No.  33-28976)  for  the
registration of the Guaranteed Term Annuity  Contracts to be offered by IDS Life
Insurance Company.






/s/  Ernst & Young LLP
Minneapolis, Minnesota
April 23, 2001