Consent of Independent Auditors




We consent to the reference to our firm under the caption "Experts" in the
Prospectuses and to the use of our report dated February 8, 2001 with respect to
the financial statements of American Enterprise Life Insurance Company in
Post-Effective Amendment No. 2 to Registration Statement No. 333-65080 on Form
S-1 for the American Enterprise MVA Account and related Prospectus for the
registration of the American Express(R) Signature One Variable Annuity Contracts
to be offered by American Enterprise Life Insurance Company.



/s/ Ernst & Young LLP
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    Ernst & Young LLP
    Minneapolis, Minnesota
    October 29, 2001