Consent of Independent Auditors

We consent to the reference to our firm under the caption "Experts" in the
Prospectus and to the use of our report dated February 8, 2001 with respect to
the financial statements of American Enterprise Life Insurance Company in
Post-Effective Amendment No. 3 to the Registration Statement (Form S-1, No.
333-65080) for the registration of the American Express FlexChoice (SM) Variable
Annuity Contracts to be offered by American Enterprise Life Insurance Company.






/s/  Ernst & Young LLP
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     Ernst & Young LLP
     Minneapolis, Minnesota
     February 14, 2002