Exhibit 99.2
                            Certification Pursuant to
                             18 U.S.C. Section 1350,
                             as Adopted Pursuant to
                  Section 906 of the Sarbanes-Oxley Act of 2002


In connection with the Annual report on Form 10-K of IDS Life Insurance Company
for the year ended December 31, 2002, as filed with the Securities and Exchange
Commission on the date hereof (the "Report"), Philip C. Wentzel, as Chief
Financial Officer of the Company, hereby certifies, pursuant to 18 U.S.C.
Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of
2002, that:

     (1)  The Report fully  complies with the  requirements  of Section 13(a) or
          15(d) of the Securities Exchange Act of 1934; and

     (2)  The  information  contained  in the  Report  fairly  presents,  in all
          material respects,  the financial  condition and results of operations
          of the Company.



     /s/ Philip C. Wentzel
     --------------------------
Name:    Philip C. Wentzel
Title:   Chief Financial Officer
Date:    March 27, 2003