Consent of Independent Auditors




We  consent to the  reference  to our firm under the  caption  "Experts"  in the
Prospectus  and to the use of our report dated  January 27, 2003 with respect to
the  consolidated   financial  statements  of  IDS  Life  Insurance  Company  in
Post-Effective  Amendment No. 17 to the  Registration  Statement  (Form S-2, No.
33-28976) for the registration of the American  Express  Guaranteed Term Annuity
Contracts offered by IDS Life Insurance Company.


                                                           /s/ Ernst & Young LLP
    Minneapolis, Minnesota
    April 22, 2003