Exhibit 99.1

                            Certification Pursuant to
                             18 U.S.C. Section 1350,
                             as Adopted Pursuant to
                  Section 906 of the Sarbanes-Oxley Act of 2002


In connection with the Quarterly Report on Form 10-Q of American Enterprise Life
for (the "Company") the quarterly period ended March 31, 2003, as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), Carol A.
Holton, as Chief Executive Officer of the Company, hereby certifies, pursuant to
18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley
Act of 2002, that:

          (1)  The Report fully complies with the  requirements of Section 13(a)
               or 15(d) of the Securities Exchange Act of 1934; and

          (2)  The information  contained in the Report fairly presents,  in all
               material  respects,   the  financial  condition  and  results  of
               operations of the Company.



     /s/ Carol A. Holton
    --------------------------
Name:    Carol A. Holton
Title:   Chief Executive Officer
Date:    May 15, 2003