EXHIBIT 99.1



                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report on Form 10-Q of American Express
Certificate Company (the "Company") for the quarterly period ended March 31,
2003, as filed with the Securities and Exchange Commission on the date hereof
(the "Report"), Paula R. Meyer, as Chief Executive Officer of the Company,
hereby certifies, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to
Section 906 of the Sarbanes-Oxley Act of 2002, that:

         (1)  The Report fully complies with the requirements of 13(a) or 15(d)
              of the Securities Exchange Act of 1934; and

         (2)  The information contained in the Report fairly presents, in all
              material respects, the financial condition and results of
              operations of the Company.

    /s/ Paula R. Meyer
    ------------------------------
Name:   Paula R. Meyer
Title:  Chief Executive Officer
Date:   May 15, 2003