IDS LIFE INSURANCE COMPANY

                                POWER OF ATTORNEY



        Gumer C. Alvero                 Jeryl A. Millner
        Timothy V. Bechtold             Roger Natarajan
        Arthur H. Berman                Mark E. Schwarzmann

Do hereby jointly and severally authorize Eric L. Marhoun, Mary Ellyn Minenko,
Paul R. Johnston, Teresa J. Rasmussen, H. Bernt von Ohlen and Christopher O.
Petersen to sign as their agent any Registration Statement, pre-effective
amendment, post-effective amendment and any application for exemptive relief of
the IDS Life Insurance Company under the Securities Act of 1933 and/or the
Investment Company Act of 1940, and do hereby ratify such signatures heretofore
made by such persons.


IN WITNESS WHEREOF, the undersigned have executed this Power of Attorney for the
purpose herein set forth.

Dated the 15th day of April, 2004.


/s/ Gumer C. Alvero
- --------------------------------------------------
    Gumer C. Alvero



/s/ Timothy V. Bechtold
- ---------------------------------------------
    Timothy V. Bechtold



/s/ Arthur H. Berman
- ---------------------------------------------
    Arthur H. Berman



/s/ Jeryl A. Millner
- ---------------------------------------------
    Jeryl A. Millner



/s/ Roger Natarajan
- ---------------------------------------------
    Roger Natarajan



/s/ Mark E. Schwarzmann
- ---------------------------------------------
    Mark E. Schwarzmann