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                  Consent of Independent Auditors


We consent to the reference to our firm under the caption "Experts"
and to the use of our reports dated February 2, 1996 with respect
to the consolidated financial statements and schedules of IDS Life
Insurance Company included in Post-Effective Amendment No. 5 to the
Registration Statement (Form S-1 No. 33-50968) and related
Prospectus for the registration of market value adjusted annuity
contract interests to be offered by IDS Life Insurance Company.



Minneapolis, Minnesota
April 2, 1996