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                      IDS CERTIFICATE COMPANY
                         POWER OF ATTORNEY

City of Minneapolis

State of Minnesota

Each of the undersigned as a director of IDS Certificate Company, a
face-amount certificate company registered under the Investment
Company Act of 1940, hereby constitutes and appoints James A.
Mitchell, Stuart A. Sedlacek, Jay C. Hatlestad, Colleen Curran,
Bruce A. Kohn and Morris Goodwin Jr., or any one of them, as his
attorney-in-fact and agent, to sign for him in his name, place and
stead any and all registration statements and amendments thereto
(with all exhibits and other documents required or desirable in
connection therewith) that may be prepared from time to time in
connection with said Company's existing or future face-amount
certificate products, and periodic reports on Form 10-K, Form 10-Q
and Form 8-K required pursuant to provisions of the Securities
Exchange Act of 1934, and any necessary or appropriate states or
other jurisdictions, and grants to any or all of them the full
power and authority to do and perform each and every act required
or necessary or appropriate in connection with such signatures or
filings.

Signed on this 29th day of February, 1996.

/s/ David R. Hubers              /s/ John V. Luck          
    David R. Hubers                  John V. Luck

/s/ Charles W. Johnson           /s/ James A. Mitchell     
    Charles W. Johnson               James A. Mitchell

/s/ Edward Landes                /s/ Harrison Randolph     
    Edward Landes                    Harrison Randolph

/s/ Gordon H. Ritz               /s/ Stuart A. Sedlacek    
    Gordon H. Ritz                   Stuart A. Sedlacek

/s/ Richard W. Kling    
    Richard W. Kling