Consent of Independent Auditors

We consent to the  reference to our firm under the caption  "Experts" and to the
use of our  reports  dated  February  5, 1998 with  respect to the  consolidated
financial  statements  and schedules of IDS Life Insurance  Company  included in
Post-Effective  Amendment No. 10 to the  Registration  Statement  (Form S-1, No.
33-28976) and related Prospectus of IDS Life Account MGA for the registration of
market  value  adjusted  annuity  contract  interests  to be offered by IDS Life
Insurance Company.


Ernst & Young LLP
Minneapolis, Minnesota
April 14, 1998