<ARTICLE> 5 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-mos <FISCAL-YEAR-END> Dec-31-1997 <PERIOD-START> Jan-01-1997 <PERIOD-END> Mar-31-1997 <CASH> 8,415 <SECURITIES> 3,917,642 <RECEIVABLES> 8,643 <ALLOWANCES> 0 <INVENTORY> 0 <CURRENT-ASSETS> 0<F1> <PP&E> 0 <DEPRECIATION> 0 <TOTAL-ASSETS> 3,949,866 <CURRENT-LIABILITIES> 0<F1> <BONDS> 2,325,372 <PREFERRED-MANDATORY> 0 <PREFERRED> 136,301 <COMMON> 421 <OTHER-SE> 368,227 <TOTAL-LIABILITY-AND-EQUITY> 3,949,866 <SALES> 0 <TOTAL-REVENUES> 79,960 <CGS> 0 <TOTAL-COSTS> 0 <OTHER-EXPENSES> 9,462 <LOSS-PROVISION> 54,880 <INTEREST-EXPENSE> 14,623 <INCOME-PRETAX> 0 <INCOME-TAX> 0 <INCOME-CONTINUING> 0 <DISCONTINUED> 14,623 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 14,623 <EPS-PRIMARY> 0.35 <EPS-DILUTED> 0.35 <FN> <F1> The Company's balance sheet is unclassified </FN>