<ARTICLE> 9
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               JUN-30-1997
<CASH>                                         295,610
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,169,169
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      3,754,811
<ALLOWANCE>                                     64,783
<TOTAL-ASSETS>                               5,591,180
<DEPOSITS>                                   4,213,956
<SHORT-TERM>                                   788,359
<LIABILITIES-OTHER>                             57,143
<LONG-TERM>                                          0
<COMMON>                                           286
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                     431,436
<TOTAL-LIABILITIES-AND-EQUITY>               5,591,180
<INTEREST-LOAN>                                170,105
<INTEREST-INVEST>                               36,075
<INTEREST-OTHER>                                 1,203
<INTEREST-TOTAL>                               207,383
<INTEREST-DEPOSIT>                              70,960
<INTEREST-EXPENSE>                              18,785
<INTEREST-INCOME-NET>                          117,638
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                   3
<EXPENSE-OTHER>                                 87,839
<INCOME-PRETAX>                                 54,505
<INCOME-PRE-EXTRAORDINARY>                      54,505
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    34,798
<EPS-PRIMARY>                                     1.24
<EPS-DILUTED>                                     1.24
<YIELD-ACTUAL>                                    4.76
<LOANS-NON>                                     36,487
<LOANS-PAST>                                     4,894
<LOANS-TROUBLED>                                 1,549
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                66,601
<CHARGE-OFFS>                                    3,182
<RECOVERIES>                                     1,364
<ALLOWANCE-CLOSE>                               64,783
<ALLOWANCE-DOMESTIC>                            64,783
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0