<ARTICLE> 9
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               SEP-30-1997
<CASH>                                         421,489
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                               137,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,174,210
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      3,918,449
<ALLOWANCE>                                     62,961
<TOTAL-ASSETS>                               6,056,083
<DEPOSITS>                                   4,268,555
<SHORT-TERM>                                 1,171,841
<LIABILITIES-OTHER>                             64,616
<LONG-TERM>                                          0
<COMMON>                                           286
<PREFERRED-MANDATORY>                          100,000
<PREFERRED>                                          0
<OTHER-SE>                                     450,785
<TOTAL-LIABILITIES-AND-EQUITY>               6,056,083
<INTEREST-LOAN>                                261,571
<INTEREST-INVEST>                               54,318
<INTEREST-OTHER>                                 1,862
<INTEREST-TOTAL>                               317,751
<INTEREST-DEPOSIT>                             107,409
<INTEREST-EXPENSE>                              30,741
<INTEREST-INCOME-NET>                          179,601
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                  51
<EXPENSE-OTHER>                                135,051
<INCOME-PRETAX>                                 83,496
<INCOME-PRE-EXTRAORDINARY>                      83,496
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    53,404
<EPS-PRIMARY>                                     1.92
<EPS-DILUTED>                                     1.92
<YIELD-ACTUAL>                                    4.74
<LOANS-NON>                                     37,559
<LOANS-PAST>                                     6,324
<LOANS-TROUBLED>                                 1,239
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                64,783
<CHARGE-OFFS>                                    4,571
<RECOVERIES>                                     2,749
<ALLOWANCE-CLOSE>                               62,961
<ALLOWANCE-DOMESTIC>                            62,961
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0