Exhibit 20.1 ------------ CHASE MANHATTAN AUTO OWNER TRUST SERIES 1997-A STATEMENT TO CERTIFICATEHOLDERS PERIOD 6 PAGE # 1 DETERMINATION: 10-Sep-97 Beginning 8/1/97 DISTRIBUTION: 15-Sep-97 Ending 8/31/97 TIME: 9/23/97 17:07 CLASS A-1 5.545% MONEY MARKET ASSET BACKED NOTES CLASS A-2 5.950% ASSET BACKED NOTES CLASS A-3 6.250% ASSET BACKED NOTES CLASS A-4 6.400% ASSET BACKED NOTES CLASS A-5 6.500% ASSET BACKED NOTES CLASS B-1 6.650% ASSET BACKED CERTIFICATES ORIG PRINCIPAL BEG PRINCIPAL PRINCIPAL INTEREST TOTAL END PRINCIPAL CLASS BALANCE BALANCE DISTRIBUTION DISTRIBUTION DISTRIBUTION BALANCE A-1 Notes $250,000,000.00 $73,333,841.95 $29,828,551.36 $350,158.91 $30,178,710.27 $43,505,290.59 A-2 Notes $365,000,000.00 $365,000,000.00 $0.00 $1,809,791.67 $1,809,791.67 $365,000,000.00 A-3 Notes $270,000,000.00 $270,000,000.00 $0.00 $1,406,250.00 $1,406,250.00 $270,000,000.00 A-4 Notes $165,000,000.00 $165,000,000.00 $0.00 $880,000.00 $880,000.00 $165,000,000.00 A-5 Notes $85,500,000.00 $85,500,000.00 $0.00 $463,125.00 $463,125.00 $85,500,000.00 NOTE TOTALS $1,135,500,000.00 $958,833,841.95 $29,828,551.36 $4,909,325.58 $34,737,876.94 $929,005,290.59 B-1 $35,153,718.13 $35,153,718.13 $0.00 $194,810.19 $194,810.19 $35,153,718.13 CERT TOTALS $35,153,718.13 $35,153,718.13 $0.00 $194,810.19 $194,810.19 $35,153,718.13 TOTALS $1,170,653,718.13 $993,987,560.08 $29,828,551.36 $5,104,135.77 $34,932,687.13 $964,159,008.72 FACTOR INFORMATION PER $1,000 PRINCIPAL INTEREST END PRINCIPAL CLASS DISTRIBUTION DISTRIBUTION BALANCE A-1 119.31420544 1.40063564 174.02116236 A-2 0.00000000 4.95833334 1,000.00000000 A-3 0.00000000 5.20833333 1,000.00000000 A-4 0.00000000 5.33333333 1,000.00000000 A-5 0.00000000 5.41666667 1,000.00000000 Totals 26.26908970 4.32349236 818.14644702 B-1 0.00000000 5.54166672 1,000.00000000 CertTotals0.00000000 5.54166672 1,000.00000000 TOTALS 25.48025167 4.36007309 823.60735185 IF THERE ARE ANY QUESTIONS OR COMMENTS, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW KIM COSTA THE CHASE MANHATTAN BANK - ASPG 450 WEST 33RD STREET, 15TH FLOOR NEW YORK, NEW YORK 10001 (212) 946-3247 CHASE MANHATTAN AUTO OWNER TRUST SERIES 1997-A STATEMENT TO CERTIFICATEHOLDERS PERIOD 6 PAGE # 2 DETERMINATION: 10-Sep-97 Beginning 8/1/97 DISTRIBUTION: 15-Sep-97 Ending 8/31/97 TIME: 9/23/97 17:07 per $1000 Section 5.8 (iii) Servicing Fee $828,322.97 0.70757301 Section 5.8 (iv) Administration Fee $1,000.00 0.00085422 Section 5.8 (vi) Pool Balance at the end of the Collection Period $964,159,008.72 Section 5.8 (vii) Repurchase Amounts for Repurchased Receivable By Seller $0.00 By Servicer $0.00 TOTAL $0.00 Section 5.8 (viii)Realized Losses for Collection Period $347,688.91 Section 5.8 (ix) Reserve Account Balance after Disbursement $28,924,770.26 Section 5.8 (x) Specified Reserve Account Balance $28,924,770.26 Section 5.8 (xi) Total Distribution Amount $36,824,090.64 Servicing Fee $828,322.97 Administrative Fee $1,000.00 Noteholders' Distribution Amount $34,737,876.94 Certificateholders' Distribution Amount $194,810.19 Deposit to Reserve Account $1,062,080.54 Section 5.8 (xii) Noteholders' Distributable Amount Class Principal Interest Total Prin (per $1000/orig) Int (per $1000/orig) Total (per $1000/orig) A-1 $29,828,551.36 $350,158.91 $30,178,710.27 119.31420544 1.40063564 120.71484108 A-2 $0.00 $1,809,791.67 $1,809,791.67 0.00000000 4.95833334 4.95833334 A-3 $0.00 $1,406,250.00 $1,406,250.00 0.00000000 5.20833333 5.20833333 A-4 $0.00 $880,000.00 $880,000.00 0.00000000 5.33333333 5.33333333 A-5 $0.00 $463,125.00 $463,125.00 0.00000000 5.41666667 5.41666667 Total $29,828,551.36 $4,909,325.58 $34,737,876.94 26.26908970 4.32349236 30.59258207 Section 5.8 (xiii) Certificateholders' Distributable Amount Class Principal Interest Total Prin (per $1000/orig) Int (per $1000/orig) Total (per $1000/orig) B-1 $0.00 $194,810.19 $194,810.19 0.00000000 5.54166672 5.54166672 Total $0.00 $194,810.19 $194,810.19 0.00000000 5.54166672 5.54166672 Section 5.8 (xiv) Reserve Fund Transfer Amount $1,062,080.54 (C) COPYRIGHT 1997, CHASE MANHATTAN BANK