CHASE MANHATTAN AUTO OWNER TRUST SERIES 1997-A STATEMENT TO CERTIFICATEHOLDERS PERIOD 9 PAGE # 1 DETERMINATION: 10-Dec-97 Beginning 11/1/97 DISTRIBUTION: 15-Dec-97 Ending 11/30/97 TIME: 12/15/97 9:51 CLASS A-1 5.545% MONEY MARKET ASSET BACKED NOTES CLASS A-2 5.950% ASSET BACKED NOTES CLASS A-3 6.250% ASSET BACKED NOTES CLASS A-4 6.400% ASSET BACKED NOTES CLASS A-5 6.500% ASSET BACKED NOTES CLASS B-1 6.650% ASSET BACKED CERTIFICATES ORIG PRINCIPAL BEG PRINCIPAL PRINCIPAL INTEREST TOTAL END PRINCIPAL CLASS BALANCE BALANCE DISTRIBUTION DISTRIBUTION DISTRIBUTION BALANCE A-1 Notes $250,000,000.00 $0.00 $0.00 $0.00 $0.00 $0.00 A-2 Notes $365,000,000.00 $346,049,678.45 $27,595,368.07 $1,715,829.66 $29,311,197.73 $318,454,310.38 A-3 Notes $270,000,000.00 $270,000,000.00 $0.00 $1,406,250.00 $1,406,250.00 $270,000,000.00 A-4 Notes $165,000,000.00 $165,000,000.00 $0.00 $880,000.00 $880,000.00 $165,000,000.00 A-5 Notes $85,500,000.00 $85,500,000.00 $0.00 $463,125.00 $463,125.00 $85,500,000.00 NOTE TOTALS $1,135,500,000.00 $866,549,678.45 $27,595,368.07 $4,465,204.66 $32,060,572.73 $838,954,310.38 B-1 $35,153,718.13 $35,153,718.13 $0.00 $194,810.19 $194,810.19 $35,153,718.13 CERT TOTALS $35,153,718.13 $35,153,718.13 $0.00 $194,810.19 $194,810.19 $35,153,718.13 TOTALS $1,170,653,718.13 $901,703,396.58 $27,595,368.07 $4,660,014.85 $32,255,382.92 $874,108,028.51 FACTOR INFORMATION PER $1,000 PRINCIPAL INTEREST END PRINCIPAL CLASS DISTRIBUTION DISTRIBUTION BALANCE A-1 0.00000000 0.00000000 0.00000000 A-2 75.60374814 4.70090318 872.47756268 A-3 0.00000000 5.20833333 1,000.00000000 A-4 0.00000000 5.33333333 1,000.00000000 A-5 0.00000000 5.41666667 1,000.00000000 Totals 24.30239372 3.93236870 738.84131253 B-1 0.00000000 5.54166672 1,000.00000000 Totals 0.00000000 5.54166672 1,000.00000000 TOTALS 23.57261387 3.98069453 746.68368192 IF THERE ARE ANY QUESTIONS OR COMMENTS, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW KIM COSTA THE CHASE MANHATTAN BANK - ASPG 450 WEST 33RD STREET, 15TH FLOOR NEW YORK, NEW YORK 10001 (212) 946-3247 CHASE MANHATTAN AUTO OWNER TRUST SERIES 1997-A STATEMENT TO CERTIFICATEHOLDERS PERIOD 9 PAGE # 2 DETERMINATION: 10-Dec-97 Beginning 11/1/97 DISTRIBUTION: 15-Dec-97 Ending 11/30/97 TIME: 12/15/97 9:51 per $1000 Section 5.8 (iii) Servicing Fee $751,419.50 0.64188025 Section 5.8 (iv) Administration Fee $1,000.00 0.00085422 Section 5.8 (vi) Pool Balance at the end of the Collection Period $874,108,028.51 Section 5.8 (vii) Repurchase Amounts for Repurchased Receivable By Seller $0.00 By Servicer $0.00 TOTAL $0.00 Section 5.8 (viii) Realized Losses for Collection Period $376,311.00 Section 5.8 (ix) Reserve Account Balance after Disbursement $26,223,240.86 Section 5.8 (x) Specified Reserve Account Balance $26,223,240.86 Section 5.8 (xi) Total Distribution Amount $33,489,769.59 Servicing Fee $751,419.50 Administrative Fee $1,000.00 Noteholders' Distribution Amount $32,060,572.73 Certificateholders' Distribution Amount $194,810.19 Deposit to Reserve Account $481,967.17 Section 5.8 (xii) Noteholders' Distributable Amount Class Principal Interest Total Prin (per $1000/orig) Int (per $1000/orig) Total (per $1000/orig) A-1 $0.00 $0.00 $0.00 0.00000000 0.00000000 0.00000000 A-2 $27,595,368.07 $1,715,829.66 $29,311,197.73 75.60374814 4.70090318 80.30465132 A-3 $0.00 $1,406,250.00 $1,406,250.00 0.00000000 5.20833333 5.20833333 A-4 $0.00 $880,000.00 $880,000.00 0.00000000 5.33333333 5.33333333 A-5 $0.00 $463,125.00 $463,125.00 0.00000000 5.41666667 5.41666667 Total $27,595,368.07 $4,465,204.66 $32,060,572.73 24.30239372 3.93236870 28.23476242 Section 5.8 (xiii) Certificateholders' Distributable Amount Class Principal Interest Total Prin (per $1000/orig) Int (per $1000/orig) Total (per $1000/orig) B-1 $0.00 $194,810.19 $194,810.19 0.00000000 5.54166672 5.54166672 Total $0.00 $194,810.19 $194,810.19 0.00000000 5.54166672 5.54166672 Section 5.8 (xiv) Reserve Fund Transfer Amount $481,967.17 (C) COPYRIGHT 1997, CHASE MANHATTAN BANK