CHASE MANHATTAN AUTO OWNER TRUST                                                
SERIES 1997-B                                                   
STATEMENT TO CERTIFICATEHOLDERS                                                 
                                                        
PERIOD  9                                               PAGE    # 1     
DETERMINATION:  10-Mar-98                               Beginning       2/1/98  
DISTRIBUTION:   16-Mar-98                               Ending          2/28/98 
TIME:   3/13/98 10:10                                           
                        CLASS A-1 5.744% MONEY MARKET ASSET BACKED NOTES        
                        CLASS A-2 6.100% ASSET BACKED NOTES                     
                        CLASS A-3 6.350% ASSET BACKED NOTES                     
                        CLASS A-4 6.500% ASSET BACKED NOTES                     
                        CLASS A-5 6.600% ASSET BACKED NOTES                     
                        CLASS B-1 6.750% ASSET BACKED CERTIFICATES              


                                                        
                ORIG PRINCIPAL    BEG PRINCIPAL     PRINCIPAL           INTEREST        TOTAL           END PRINCIPAL   
CLASS           BALANCE           BALANCE           DISTRIBUTION        DISTRIBUTION    DISTRIBUTION    BALANCE 
                                                                                                
A-1 Notes       $200,000,000.00             $0.00            $0.00              $0.00            $0.00            $0.00         
                                                        
A-2 Notes       $294,000,000.00   $281,267,636.50   $23,287,332.40      $1,429,777.15   $24,717,109.55  $257,980,304.10         
                                                        
A-3 Notes       $227,000,000.00   $227,000,000.00            $0.00      $1,201,208.33    $1,201,208.33  $227,000,000.00         
                                                        
A-4 Notes       $133,000,000.00   $133,000,000.00            $0.00        $720,416.67      $720,416.67  $133,000,000.00         
                                                        
A-5 Notes        $70,000,000.00    $70,000,000.00            $0.00        $385,000.00      $385,000.00   $70,000,000.00         
NOTE TOTALS     $924,000,000.00   $711,267,636.50   $23,287,332.40      $3,736,402.15   $27,023,734.55  $687,980,304.10         
                                                        
B-1              $29,148,275.79    $29,148,275.79            $0.00        $163,959.05      $163,959.05   $29,148,275.79         
CERT TOTALS      $29,148,275.79    $29,148,275.79            $0.00        $163,959.05      $163,959.05   $29,148,275.79         
TOTALS          $953,148,275.79   $740,415,912.29   $23,287,332.40      $3,900,361.20   $27,187,693.60  $717,128,579.89         
                                                        
                                                        
                                                        
                                                        
                                                        
                            FACTOR   INFORMATION   PER   $1,000                                         
                                                        
                                                        
                PRINCIPAL       INTEREST        END PRINCIPAL                           
CLASS           DISTRIBUTION    DISTRIBUTION    BALANCE                         
                                                                      
 A-1             0.00000000     0.00000000          0.00000000                          
                                                        
 A-2            79.20861361     4.86318759        877.48402755                          
                                                        
 A-3             0.00000000     5.29166665      1,000.00000000                          
                                                        
 A-4             0.00000000     5.41666669      1,000.00000000                          
                                                        
A-5              0.00000000     5.50000000      1,000.00000000                          
Notes Totals    25.20274069     4.04372527        744.56742868                          
                                                        
B-1              0.00000000     5.62499995      1,000.00000000                          
CertTotals       0.00000000     5.62499995      1,000.00000000                          
TOTALS          24.43201440     4.09208231        752.37882511                          
                                                        


                                                        

CHASE MANHATTAN AUTO OWNER TRUST                                                
SERIES 1997-B                                                   
STATEMENT TO CERTIFICATEHOLDERS                                                 
                                                        
        PERIOD  9                               PAGE        # 2         
DETERMINATION:  10-Mar-98                       Beginning       2/1/98          
DISTRIBUTION:   16-Mar-98                       Ending          2/28/98         
TIME:   3/13/98 10:10                                           
                                                        
                                                        
                                                        
                                                                       per $1000
Section 5.8 (iii) Servicing Fee                   $617,013.26     0.64734237    
                                                  
                                                  
Section 5.8 (iv)  Administration Fee                  $1,000.00       0.00104915
                                                  
                                                  
Section 5.8 (vi)  Pool Balance at the end of the
                  Collection Period                              $717,128,579.89
                                                  
                                                  
Section 5.8 (vii) Repurchase Amounts for Repurchased Receivable                 
                  By Seller               $0.00                   
                  By Servicer             $0.00                   
                  TOTAL                   $0.00                   
                                                  
Section 5.8 (viii)Realized Losses for Collection Period              $395,985.91
                                                  
                                                  
Section 5.8 (ix)  Reserve Account Balance after Disbursement      $21,513,857.40
                                                  
                                                  
Section 5.8 (x)   Specified Reserve Account Balance               $21,513,857.40
                                                  
                                                  
Section 5.8 (xi)  Total Distribution Amount                       $28,356,145.84
                                                  
                  Servicing Fee                                      $617,013.26
                  Administrative Fee                                   $1,000.00
                  Noteholders' Distribution Amount                $27,023,734.55
                  Certificateholders' Distribution Amount            $163,959.05
                  Deposit to Reserve Account                         $550,438.98
                                                  
                                                  
                                                  
                                                  
                                                  
                                                  
                                                  
                                                  
                                                  
Section 5.8 (xii) Noteholders' Distributable Amount                             
                                                  

                                                        
Class   Principal       Interest        Total           Prin (per $1000/orig)   Int (per $1000/orig)    Total (per $1000/orig)
                                                                                             
A-1              $0.00          $0.00            $0.00      0.00000000             0.00000000                0.00000000 
A-2     $23,287,332.40  $1,429,777.15   $24,717,109.55     79.20861361             4.86318759               84.07180119 
A-3              $0.00  $1,201,208.33    $1,201,208.33      0.00000000             5.29166665                5.29166665 
A-4              $0.00    $720,416.67      $720,416.67      0.00000000             5.41666669                5.41666669 
A-5              $0.00    $385,000.00      $385,000.00      0.00000000             5.50000000                5.50000000 
Total   $23,287,332.40  $3,736,402.15   $27,023,734.55      5.20274069             4.04372527               29.24646596 

                                                        
                                                        
                                                        
                                                        
Section 5.8 (xiii)Certificateholders' Distributable Amount                      
                                                        

                                                       
Class   Principal       Interest        Total           Prin (per $1000/orig)   Int (per $1000/orig)    Total (per $1000/orig)
                                                                                             
B-1             $0.00     $163,959.05      $163,959.05      0.00000000             5.62499995                5.62499995 
Total           $0.00     $163,959.05      $163,959.05      0.00000000             5.62499995                5.62499995 

                                                        
                                                        
                                                        
                                                        
Section 5.8 (xiv) Reserve Fund Transfer Amount                       $550,438.98
                                                        
(C) COPYRIGHT 1998, CHASE MANHATTAN BANK