Chase Manhattan Bank, USA, (NA) Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1996-4 Distribution Date: 2/17/98 Section 5.2 - Supplement Class A Class B Collateral Total - ---------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 7,345,479.17 635,647.41 0.00 7,981,126.58 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 145,902,996.00 12,158,513.52 15,632,533.34 173,694,042.86 (iv) Collections of Finance Charge Recei 20,298,177.25 1,691,505.11 2,174,814.37 24,164,496.73 (v) Aggregate Amount of Principal Receivables 13,890,898,008.64 Investor Interest 1,400,000,000.00 116,666,000.00 150,000,666.67 1,666,666,666.67 Adjusted Interest 1,400,000,000.00 116,666,000.00 150,000,666.67 1,666,666,666.67 Series Floating Investor Percentage 12.00% 84.00% 7.00% 9.00% 100.00% Fixed Investor Percentage 12.00% 84.00% 7.00% 9.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 94.68% 30 to 59 days 1.81% 60 to 89 days 1.16% 90 or more days 2.35% Total Receivables 100.00% (vii) Investor Default Amount 8,522,588.80 710,211.68 913,138.57 10,145,939.05 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Servicing Fee 1,166,666.67 97,221.67 125,000.56 1,388,888.89 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.09% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest(Class A) 1,400,000,000.00 116,666,000.00 150,000,666.67 1,666,666,666.67 (xiv) LIBOR 5.59375% (xv) Principal Funding Account Balance 0.00 (xvi) Accumulation Shortfall 0.00 (xvii) Principal Funding Investment Proceeds 0.00 (xviii) Principal Investment Funding Shortfall =================== (xix) Available Funds 19,229,594.20 1,602,457.03 2,060,322.82 22,892,374.05 (xx) Certificate Rate 5.7238% 5.9438% 6.2188% - ---------------------------------------------------------------------------------------------------------------------- Chase Manhattan Bank, USA, (NA) Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1997-1 Distribution Date: 2/17/98 Section 5.2 - Supplement Class A Class B Collateral Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 5,991,619.79 516,869.30 0.00 6,508,489.09 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 119,848,889.57 9,987,372.73 12,840,987.19 142,677,249.49 (iv) Collections of Finance Charge Receivables 16,673,502.74 1,389,453.73 1,786,451.55 19,849,408.03 (v) Aggregate Amount of Principal Receivables 13,890,898,008.64 Investor Interest 1,150,000,000.00 95,833,000.00 123,214,619.00 1,369,047,619.00 Adjusted Interest 1,150,000,000.00 95,833,000.00 123,214,619.00 1,369,047,619.00 Series Floating Investor Percentage 9.86% 84.00% 7.00% 9.00% 100.00% Fixed Investor Percentage 9.86% 84.00% 7.00% 9.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 94.68% 30 to 59 days 1.81% 60 to 89 days 1.16% 90 or more days 2.35% Total Receivables 100.00% (vii) Investor Default Amount 7,000,697.94 583,389.47 750,076.81 8,334,164.22 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Servicing Fee 958,333.33 79,860.83 102,678.85 1,140,873.02 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.09% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A Adjusted) 1,150,000,000.00 95,833,000.00 123,214,619.00 1,369,047,619.00 (xiv) LIBOR 5.59375% (xv) Principal Funding Account Balance 0.00 (xvi) Accumulation Shortfall 0.00 (xvii) Principal Funding Investment Proceeds 0.00 (xviii) Principal Investment Funding Shortfall ================== (xix) Available Funds 15,795,738.09 1,316,306.93 1,692,405.09 18,804,450.11 (xx) Certificate Rate 5.6838% 5.8838% 6.2438% - ------------------------------------------------------------------------------------------------------------------------------------ Chase Manhattan Bank, USA, (NA) Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1997-2 Distribution Date: 2/17/98 Section 5.2 - Supplement Class A Class B Collateral Total - -------------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 7,875,000.00 458,095.13 0.00 8,333,095.13 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 156,324,638.58 8,882,053.31 12,434,942.90 77,641,634.79 (iv) Collections of Finance Charge Receivables 21,748,047.05 1,235,680.54 1,729,962.25 24,713,689.84 (v) Aggregate Amount of Principal Receivables 13,890,898,008.64 Investor Interest 1,500,000,000.00 85,227,000.00 119,318,455.00 1,704,545,455.00 Adjusted Interest 1,500,000,000.00 85,227,000.00 119,318,455.00 1,704,545,455.00 Series Floating Investor Percentage 12.27% 88.00% 5.00% 7.00% 100.00% Fixed Investor Percentage 12.27% 88.00% 5.00% 7.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 94.68% 30 to 59 days 1.81% 60 to 89 days 1.16% 90 or more days 2.35% Total Receivables 100.00% (vii) Investor Default Amount 9,131,345.15 518,824.77 726,358.66 10,376,528.58 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Servicing Fee 1,250,000.00 71,022.50 99,432.05 1,420,454.55 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.09% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A Adjusted) 1,500,000,000.00 85,227,000.00 119,318,455.00 1,704,545,455.00 (xiv) LIBOR 5.59375% (xv) Principal Funding Account Balance 0.00 (xvi) Accumulation Shortfall 0.00 (xvii) Principal Funding Investment Proceeds 0.00 (xviii) Principal Investment Funding Shortfall =================== (xix) Available Funds 20,603,136.64 1,170,629.02 1,638,889.62 23,412,655.28 (xx) Certificate Rate 6.3000% 6.4500% 6.0938% - -------------------------------------------------------------------------------------------------------------------------------- Chase Manhattan Bank, USA, (NA) Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1997-3 Distribution Date: 2/17/98 Section 5.2 - Supplement Class A Class B Collateral Total - -------------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 0.00 113,507.30 155,763.66 269,270.96 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 26,054,106.43 2,171,140.80 2,791,546.18 31,016,793.41 (iv) Collections of Finance Charge Receivables 3,624,674.51 302,051.38 388,362.82 4,315,088.71 (v) Aggregate Amount of Principal Receivables 13,890,898,008.64 Investor Interest 250,000,000.00 20,833,000.00 26,786,048.00 297,619,048.00 Adjusted Interest 250,000,000.00 20,833,000.00 26,786,048.00 297,619,048.00 Series Floating Investor Percentage 2.14% 84.00% 7.00% 9.00% 100.00% Fixed Investor Percentage 2.14% 84.00% 7.00% 9.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 94.68% 30 to 59 days 1.81% 60 to 89 days 1.16% 90 or more days 2.35% Total Receivables 100.00% (vii) Investor Default Amount 1,521,890.86 126,822.21 163,061.77 1,811,774.83 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Servicing Fee 208,333.33 17,360.83 22,321.71 248,015.87 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.09% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A Adjusted) 250,000,000.00 20,833,000.00 26,786,048.00 297,619,048.00 (xiv) LIBOR 5.59375% (xv) Principal Funding Account Balance 0.00 (xvi) Accumulation Shortfall 0.00 (xvii) Principal Funding Investment Proceeds 0.00 (xviii) Principal Investment Funding Shortfall =================== (xix) Available Funds 3,440,598.80 286,150.10 367,917.74 4,094,666.63 (xx) Certificate Rate 6.7770% 5.9438% 6.3438% - -------------------------------------------------------------------------------------------------------------------------------- Chase Manhattan Bank, USA, (NA) Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1997-4 Distribution Date: 2/17/98 Section 5.2 - Supplement Class A Class B Collateral Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 3,164,562.50 272,880.21 0.00 3,437,442.71 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 62,529,855.43 5,210,821.29 6,699,627.44 74,440,304.16 (iv) Collections of Finance Charge Receivables 8,699,218.82 724,934.90 932,059.17 10,356,212.89 (v) Aggregate Amount of Principal Receivables 13,890,898,008.64 Investor Interest 600,000,000.00 50,000,000.00 64,285,715.00 714,285,715.00 Adjusted Interest 600,000,000.00 50,000,000.00 64,285,715.00 714,285,715.00 Series Floating Investor Percentage 5.1421133% 84.00% 7.00% 9.00% 100.00% Fixed Investor Percentage 5.14% 84.00% 7.00% 9.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 94.68% 30 to 59 days 1.81% 60 to 89 days 1.16% 90 or more days 2.35% Total Receivables 100.00% (vii) Investor Default Amount 3,652,538.06 304,378.17 391,343.37 4,348,259.60 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Servicing Fee 500,000.00 41,666.67 53,571.43 595,238.10 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.09% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A Adjusted) 600,000,000.00 50,000,000.00 64,285,715.00 714,285,715.00 (xiv) LIBOR 5.59375% (xv) Principal Funding Account Balance 0.00 (xvi) Accumulation Shortfall 0.00 (xvii) Principal Funding Investment Proceeds 0.00 (xviii) Principal Investment Funding Shortfall ================= (xix) Available Funds 8,241,254.66 686,771.22 882,991.5 9,811,017.46 (xx) Certificate Rate 5.7538% 5.9538% 6.1938% - ------------------------------------------------------------------------------------------------------------------------------------ Chase Manhattan Bank, USA, (NA) Monthly Certificateholder's Statement Chase Credit Card Master Trust Series 1997-5 Distribution Date: 2/17/98 Section 5.2 - Supplement Class A Class B Collateral Total - ------------------------------------------------------------------------------------------------------------------------- (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 4,473,444.44 262,133.00 0.00 4,735,577.44 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 64,763,930.86 3,679,757.02 5,151,688.20 73,488,586.86 (iv) Collections of Finance Charge Receivables 9,327,485.45 529,969.16 741,960.68 10,599,415.29 (v) Aggregate Amount of Principal Receivables 13,890,898,008.64 Investor Interest 500,000,000.00 28,409,000.00 39,772,819.00 568,181,819.00 Adjusted Interest 500,000,000.00 28,409,000.00 39,772,819.00 568,181,819.00 Series Floating Investor Percentage 4.09% 88.00% 5.00% 7.00% 100.00% Fixed Investor Percentage 4.09% 88.00% 5.00% 7.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 94.68% 30 to 59 days 1.81% 60 to 89 days 1.16% 90 or more days 2.35% Total Receivables 100.00% (vii) Investor Default Amount 3,631,484.40 206,333.68 288,868.74 4,126,686.81 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 (x) Servicing Fee 555,555.56 31,565.56 44,192.02 631,313.13 (xi) Portfolio Yield (Net of Defaulted Receivables) 10.27% (xii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiii) Closing Investor Interest (Class A) 500,000,000.00 28,409,000.00 39,772,819.00 568,181,819.00 (xiv) LIBOR 5.90625% (xv) Principal Funding Account Balance 0.00 (xvi) Accumulation Shortfall 0.00 (xvii) Principal Funding Investment Proceeds 0.00 (xviii) Principal Investment Funding Shortfall ==================== (xix) Available Funds 8,820,848.65 501,182.98 701,660.03 10,023,691.67 (xx) Certificate Rate 6.19400% 6.38800% 6.55625% - 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