CHASE MANHATTAN AUTO OWNER TRUST SERIES 1997-A STATEMENT TO CERTIFICATEHOLDERS PERIOD 14 PAGE # 1 DETERMINATION: 8-May-98 Beginning 4/1/98 DISTRIBUTION: 15-May-98 Ending 4/30/98 TIME: 5/13/98 13:15 CLASS A-1 5.545% MONEY MARKET ASSET BACKED NOTES CLASS A-2 5.950% ASSET BACKED NOTES CLASS A-3 6.250% ASSET BACKED NOTES CLASS A-4 6.400% ASSET BACKED NOTES CLASS A-5 6.500% ASSET BACKED NOTES CLASS B-1 6.650% ASSET BACKED CERTIFICATES ORIG PRINCIPAL BEG PRINCIPAL PRINCIPAL INTEREST TOTAL END PRINCIPAL CLASS BALANCE BALANCE DISTRIBUTION DISTRIBUTION DISTRIBUTION BALANCE A-1 Notes $250,000,000.00 $0.00 $0.00 $0.00 $0.00 $0.00 A-2 Notes $365,000,000.00 $198,668,226.86 $30,284,588.96 $985,063.29 $31,269,652.25 $168,383,637.90 A-3 Notes $270,000,000.00 $270,000,000.00 $0.00 $1,406,250.00 $1,406,250.00 $270,000,000.00 A-4 Notes $165,000,000.00 $165,000,000.00 $0.00 $880,000.00 $880,000.00 $165,000,000.00 A-5 Notes $85,500,000.00 $85,500,000.00 $0.00 $463,125.00 $463,125.00 $85,500,000.00 NOTE TOTALS $1,135,500,000.00 $719,168,226.86 $30,284,588.96 $3,734,438.29 $34,019,027.25 $688,883,637.90 B-1 $35,153,718.13 $35,153,718.13 $0.00 $194,810.19 $194,810.19 $35,153,718.13 CERTIFICATE TOTALS $35,153,718.13 $35,153,718.13 $0.00 $194,810.19 $194,810.19 $35,153,718.13 TOTALS $1,170,653,718.13 $754,321,944.99 $30,284,588.96 $3,929,248.48 $34,213,837.44 $724,037,356.03 FACTOR INFORMATION PER $1,000 PRINCIPAL INTEREST END PRINCIPAL CLASS DISTRIBUTION DISTRIBUTION BALANCE A-1 0.00000000 0.00000000 0.00000000 A-2 82.97147660 2.69880353 461.32503534 A-3 0.00000000 5.20833333 1,000.00000000 A-4 0.00000000 5.33333333 1,000.00000000 A-5 0.00000000 5.41666667 1,000.00000000 Totals 26.67070802 3.28880519 606.67867715 B-1 0.00000000 5.54166672 1,000.00000000 Totals 0.00000000 5.54166672 1,000.00000000 TOTALS 25.86980974 3.35645667 618.48977611 (C) COPYRIGHT 1998, CHASE MANHATTAN BANK CHASE MANHATTAN AUTO OWNER TRUST SERIES 1997-A STATEMENT TO CERTIFICATEHOLDERS PERIOD 14 PAGE # 2 DETERMINATION: 8-May-98 Beginning 4/1/98 DISTRIBUTION: 15-May-98 Ending 4/30/98 TIME: 5/13/98 13:15 per $1000 Section 5.8 (iii) Servicing Fee $628,601.62 0.53696632 Section 5.8 (iv) Administration Fee $1,000.00 0.00085422 Section 5.8 (vi) Pool Balance at the end of the Collection Period $724,037,356.03 Section 5.8 (vii) Repurchase Amounts for Repurchased Receivable By Seller $0.00 By Servicer $0.00 TOTAL $0.00 Section 5.8 (viii) Realized Net Losses for Collection Period $463,879.44 Section 5.8 (ix) Reserve Account Balance after Disbursement $21,721,120.68 Section 5.8 (x) Specified Reserve Account Balance $21,721,120.68 Section 5.8 (xi) Total Distribution Amount $35,624,054.50 Servicing Fee $628,601.62 Administrative Fee $1,000.00 Noteholders' Distribution Amount $34,019,027.25 Certificateholders' Distribution Amount $194,810.19 Deposit to Reserve Account $780,615.44 Section 5.8 (xii) Noteholders' Distributable Amount Class Principal Interest Total Prin (per $1000/orig) Int (per $1000/orig) Total (per $1000/orig) A-1 $0.00 $0.00 $0.00 0.00000000 0.00000000 0.00000000 A-2 $30,284,588.96 $985,063.29 $31,269,652.25 82.97147660 2.69880353 85.67028014 A-3 $0.00 $1,406,250.00 $1,406,250.00 0.00000000 5.20833333 5.20833333 A-4 $0.00 $880,000.00 $880,000.00 0.00000000 5.33333333 5.33333333 A-5 $0.00 $463,125.00 $463,125.00 0.00000000 5.41666667 5.41666667 Total $30,284,588.96 $3,734,438.29 $34,019,027.25 26.67070802 3.28880519 29.95951321 Section 5.8 (xiii) Certificateholders' Distributable Amount Class Principal Interest Total Prin (per $1000/orig) Int (per $1000/orig) Total (per $1000/orig) B-1 $0.00 $194,810.19 $194,810.19 0.00000000 5.54166672 5.54166672 Total $0.00 $194,810.19 $194,810.19 0.00000000 5.54166672 5.54166672 Section 5.8 (xiv) Reserve Fund Transfer Amount $780,615.44 (C) COPYRIGHT 1998, CHASE MANHATTAN BANK