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                                                                              CHASE MANHATTAN AUTO OWNER TRUST
                                                                                        SERIES 1997-A
                                                                               STATEMENT TO CERTIFICATEHOLDERS
====================================================================================================================================
PERIOD 18                                                                                                                   PAGE # 1
DETERMINATION10-Sep-98                                                                                              Beginning 8/1/98
DISTRIBUTION:15-Sep-98                                                                                              Ending   8/31/98
       TIME: 9/15/98 16:36
                                                             CLASS A-1 5.545% MONEY MARKET ASSET BACKED NOTES
                                                             CLASS A-2 5.950% ASSET BACKED NOTES
                                                             CLASS A-3 6.250% ASSET BACKED NOTES
                                                             CLASS A-4 6.400% ASSET BACKED NOTES
                                                             CLASS A-5 6.500% ASSET BACKED NOTES
                                                             CLASS B-1 6.650% ASSET BACKED CERTIFICATES

                   ORIG PRINCIPAL          BEG PRINCIPAL         PRINCIPAL       INTEREST            TOTAL        END PRINCIPAL
   CLASS              BALANCE                 BALANCE          DISTRIBUTION    DISTRIBUTION      DISTRIBUTION        BALANCE
- ------------------------------------------------------------------------------------------------------------------------------------
                                                                                                  
 A-1 Notes        $250,000,000.00                $0.00            $0.00              $0.00             $0.00                  $0.00
 A-2 Notes        $365,000,000.00       $81,896,070.02   $28,169,576.33        $406,068.01    $28,575,644.34         $53,726,493.69
 A-3 Notes        $270,000,000.00      $270,000,000.00            $0.00      $1,406,250.00     $1,406,250.00        $270,000,000.00
 A-4 Notes        $165,000,000.00      $165,000,000.00            $0.00        $880,000.00       $880,000.00        $165,000,000.00
 A-5 Notes         $85,500,000.00       $85,500,000.00            $0.00        $463,125.00       $463,125.00         $85,500,000.00
- ------------------------------------------------------------------------------------------------------------------------------------
 NOTE TOTALS    $1,135,500,000.00      $602,396,070.02   $28,169,576.33      $3,155,443.01    $31,325,019.34        $574,226,493.69
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- ------------------------------------------------------------------------------------------------------------------------------------
    B-1            $35,153,718.13       $35,153,718.13            $0.00        $194,810.19       $194,810.19         $35,153,718.13
- ------------------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------------------
CERTIFICATE
       TOTALS      $35,153,718.13       $35,153,718.13            $0.00        $194,810.19       $194,810.19         $35,153,718.13
- ------------------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------------------
   TOTALS       $1,170,653,718.13      $637,549,788.15   $28,169,576.33      $3,350,253.20    $31,519,829.53        $609,380,211.82
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                                 FACTOR   INFORMATION   PER   $1,000


                     PRINCIPAL              INTEREST            END PRINCIPAL
   CLASS            DISTRIBUTION          DISTRIBUTION             BALANCE
- --------------------------------------------------------------------------------
                                                                 
     A-1              0.00000000           0.00000000              0.00000000
             -------------------------------------------------------------------
     A-2             77.17692145           1.11251510            147.19587312
             -------------------------------------------------------------------
     A-3              0.00000000           5.20833333          1,000.00000000
             -------------------------------------------------------------------
     A-4              0.00000000           5.33333333          1,000.00000000
             -------------------------------------------------------------------
    A-5               0.00000000           5.41666667          1,000.00000000
             -------------------------------------------------------------------
Notes Totals         24.80808131           2.77890181            505.70364922
- --------------------------------------------------------------------------------

- --------------------------------------------------------------------------------
    B-1               0.00000000           5.54166672          1,000.00000000
- --------------------------------------------------------------------------------
Certificate Totals    0.00000000           5.54166672          1,000.00000000
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
   TOTALS            24.06311610           2.86186525            520.54694090
- --------------------------------------------------------------------------------




- ------------------------------------------------------------------------------------------------------------------------------------
                                                              CHASE MANHATTAN AUTO OWNER TRUST
                                                                        SERIES 1997-A
                                                              STATEMENT TO CERTIFICATEHOLDERS
====================================================================================================================================
- ------------------------------------------------------------------------------------------------------------------------------------
        PERIOD 18                                                                                                       PAGE     # 2
DETERMINATION: 10-Sep-98                                                                                            Beginning 8/1/98
 DISTRIBUTION: 15-Sep-98                                                                                            Ending   8/31/98
         TIME: 9/15/98 16:36



                                                                                                                  per $1000
                                                                                                                 
Section 5.8 (iii)            Servicing Fee                                                             $531,291.43        0.45384166


Section 5.8 (iv)             Administration Fee                                                           $1,000.00       0.00085422


Section 5.8 (vi)             Pool Balance at the end of the Collection Period                       $609,380,211.82


Section 5.8 (vii)            Repurchase Amounts for Repurchased Receivable
                                                By Seller                                                     $0.00
                                                By Servicer                                              $73,046.15
                                                TOTAL                                                    $73,046.15

Section 5.8 (viii)           Realized Net Losses for Collection Period                                  $673,193.06


Section 5.8 (ix)             Reserve Account Balance after Disbursement                              $18,281,406.35


Section 5.8 (x)              Specified Reserve Account Balance                                       $18,281,406.35


Section 5.8 (xi)             Total Distribution Amount                                               $32,504,627.56

                                                Servicing Fee                                           $531,291.43
                                                Administrative Fee                                        $1,000.00
                                                Noteholders' Distribution Amount                     $31,325,019.34
                                                Certificateholders' Distribution Amount                $ 194,810.19
                                                Deposit to Reserve Account                              $452,506.60









Section 5.8 (xii)            Noteholders' Distributable Amount


- ------------------------------------------------------------------------------------------------------------------------------------
Class        Principal          Interest               Total     Prin (per $1000/orig) Int (per $1000/orig)  Total (per $1000/orig)
- ------------------------------------------------------------------------------------------------------------------------------------
                                                                                                  
A-1               $0.00              $0.00               $0.00         0.00000000            0.00000000                0.00000000
A-2      $28,169,576.33        $406,068.01      $28,575,644.34        77.17692145            1.11251510               78.28943655
A-3               $0.00      $1,406,250.00       $1,406,250.00         0.00000000            5.20833333                5.20833333
A-4               $0.00        $880,000.00         $880,000.00         0.00000000            5.33333333                5.33333333
A-5               $0.00        $463,125.00         $463,125.00         0.00000000            5.41666667                5.41666667
- ------------------------------------------------------------------------------------------------------------------------------------
Total     $28,169,576.33     $3,155,443.01      $31,325,019.34        24.80808131            2.77890181               27.58698313
- ------------------------------------------------------------------------------------------------------------------------------------




Section 5.8 (xiii)           Certificateholders' Distributable Amount


     -------------------------------------------------------------------------------------------------------------------------------
       Class      Principal     Interest          Total        Prin (per $1000/orig)  Int (per $1000/orig)  Total (per $1000/orig)
     -------------------------------------------------------------------------------------------------------------------------------
                                                                                         
        B-1          $0.00      $194,810.19      $194,810.19         0.00000000           5.54166672                5.54166672
     -------------------------------------------------------------------------------------------------------------------------------
     -------------------------------------------------------------------------------------------------------------------------------
       Total         $0.00      $194,810.19       $194,810.19         0.00000000           5.54166672                5.54166672
     -------------------------------------------------------------------------------------------------------------------------------




Section 5.8 (xiv)            Reserve Fund Transfer Amount                                              $ 452,506.60











(C) COPYRIGHT 1998, CHASE MANHATTAN BANK
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