- ------------------------------------------------------------------------------------------------------------------------------------
                                                                              CHASE MANHATTAN AUTO OWNER TRUST
                                                                                        SERIES 1997-A
                                                                               STATEMENT TO CERTIFICATEHOLDERS
====================================================================================================================================
PERIOD 19                                                                                                             PAGE # 1
DETERMINATION: 9-Oct-98                                                                                             Beginning 9/1/98
DISTRIBUTION:15-Oct-98                                                                                                Ending 9/30/98
       TIME: 10/19/98 12:26
                                                             CLASS A-1 5.545% MONEY MARKET ASSET BACKED NOTES
                                                             CLASS A-2 5.950% ASSET BACKED NOTES
                                                             CLASS A-3 6.250% ASSET BACKED NOTES
                                                             CLASS A-4 6.400% ASSET BACKED NOTES
                                                             CLASS A-5 6.500% ASSET BACKED NOTES
                                                             CLASS B-1 6.650% ASSET BACKED CERTIFICATES

                   ORIG PRINCIPAL          BEG PRINCIPAL            PRINCIPAL         INTEREST           TOTAL         END PRINCIPAL
   CLASS              BALANCE                 BALANCE             DISTRIBUTION      DISTRIBUTION      DISTRIBUTION         BALANCE
- ------------------------------------------------------------------------------------------------------------------------------------
                                                                                                 
 A-1 Notes              $250,000,000.00               $0.00             $0.00            $0.00              $0.00              $0.00
 A-2 Notes              $365,000,000.00      $53,718,907.19    $26,764,423.05      $266,356.25     $27,030,779.30     $26,954,484.14
 A-3 Notes              $270,000,000.00     $270,000,000.00             $0.00    $1,406,250.00      $1,406,250.00    $270,000,000.00
 A-4 Notes              $165,000,000.00     $165,000,000.00             $0.00      $880,000.00        $880,000.00    $165,000,000.00
 A-5 Notes               $85,500,000.00      $85,500,000.00             $0.00      $463,125.00        $463,125.00     $85,500,000.00
- ------------------------------------------------------------------------------------------------------------------------------------
 NOTE TOTALS          $1,135,500,000.00     $574,218,907.19    $26,764,423.05    $3,015,731.25     $29,780,154.30    $547,454,484.14
- ------------------------------------------------------------------------------------------------------------------------------------

- ------------------------------------------------------------------------------------------------------------------------------------
    B-1                  $35,153,718.13      $35,153,718.13             $0.00      $194,810.19        $194,810.19     $35,153,718.13
- ------------------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------------------
CERTIFICATE TOTALS       $35,153,718.13      $35,153,718.13             $0.00      $194,810.19        $194,810.19     $35,153,718.13
- ------------------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------------------
   TOTALS             $1,170,653,718.13     $609,372,625.32    $26,764,423.05    $3,210,541.44     $29,974,964.49    $582,608,202.27
- ------------------------------------------------------------------------------------------------------------------------------------

- ------------------------------------------------------------------------------------------------------------------------------------




                                 FACTOR   INFORMATION   PER   $1,000


                     PRINCIPAL                INTEREST            END PRINCIPAL
   CLASS            DISTRIBUTION            DISTRIBUTION             BALANCE
- --------------------------------------------------------------------------------
A-1                    0.00000000           0.00000000              0.00000000
                                                        ------------------------
                                                        ------------------------
             -------------------------------------------------------------------
A-2                   73.32718644           0.72974315             73.84790175
                                                        ------------------------
                                                        ------------------------
             -------------------------------------------------------------------
A-3                    0.00000000           5.20833333          1,000.00000000
                                                        ------------------------
                                                        ------------------------
             -------------------------------------------------------------------
A-4                    0.00000000           5.33333333          1,000.00000000
                                                        ------------------------
                                                        ------------------------
             -------------------------------------------------------------------
A-5                    0.00000000           5.41666667          1,000.00000000
                                                        ------------------------
             -------------------------------------------------------------------
Notes Totals          23.57060594           2.65586196            482.12636208
- --------------------------------------------------------------------------------

- --------------------------------------------------------------------------------
B-1                    0.00000000           5.54166672          1,000.00000000
                                                             -------------------
- --------------------------------------------------------------------------------
Certificate Totals     0.00000000           5.54166672          1,000.00000000
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
   TOTALS             22.86280104           2.74252018            497.67765928
- --------------------------------------------------------------------------------


================================================================================


(C) COPYRIGHT 1998, CHASE MANHATTAN BANK
- --------------------------------------------------------------------------------


- ------------------------------------------------------------------------------------------------------------------------------------
                                                                                CHASE MANHATTAN AUTO OWNER TRUST
                                                                                          SERIES 1997-A
                                                                                 STATEMENT TO CERTIFICATEHOLDERS
====================================================================================================================================
- ------------------------------------------------------------------------------------------------------------------------------------

PERIOD 19                                                                                                               PAGE     # 2
DETERMINATION: 9-Oct-98                                                                                             Beginning 9/1/98
DISTRIBUTION: 15-Oct-98                                                                                               Ending 9/30/98
TIME: 10/19/98 12:26



                                                                                                                   per $1000
Section 5.8 (iii)            Servicing Fee                                                            $507,810.52         0.43378372


Section 5.8 (iv)             Administration Fee                                                         $1,000.00         0.00085422


Section 5.8 (vi)             Pool Balance at the end of the Collection Period                                  $582,608,202.27


Section 5.8 (vii)            Repurchase Amounts for Repurchased Receivable
                                                   By Seller                                                             $0.00
                                                   By Servicer                                                      $54,752.02
                                                   TOTAL                                                            $54,752.02

Section 5.8 (viii)           Realized Net Losses for Collection Period                                             $491,477.41


Section 5.8 (ix)             Reserve Account Balance after Disbursement                                         $17,478,246.07


Section 5.8 (x)              Specified Reserve Account Balance                                                  $17,478,246.07


Section 5.8 (xi)             Total Distribution Amount                                                          $30,922,428.43

                                                   Servicing Fee                                                   $507,810.52
                                                   Administrative Fee                                                $1,000.00
                                                   Noteholders' Distribution Amount                             $29,780,154.30
                                                   Certificateholders' Distribution Amount                        $ 194,810.19
                                                   Deposit to Reserve Account                                      $438,653.42









Section 5.8 (xii)            Noteholders' Distributable Amount


  ----------------------------------------------------------------------------------------------------------------------------------
   Class        Principal          Interest            Total       Prin (per $1000/orig) Int (per $1000/orig) Total (per $1000/orig)
  ----------------------------------------------------------------------------------------------------------------------------------
                                                                                                              
    A-1               $0.00             $0.00              $0.00        0.00000000           0.00000000                 0.00000000
    A-2      $26,764,423.05       $266,356.25     $27,030,779.30       73.32718644           0.72974315                74.05692959
    A-3               $0.00     $1,406,250.00      $1,406,250.00        0.00000000           5.20833333                 5.20833333
    A-4               $0.00       $880,000.00        $880,000.00        0.00000000           5.33333333                 5.33333333
    A-5               $0.00       $463,125.00        $463,125.00        0.00000000           5.41666667                 5.41666667
  ----------------------------------------------------------------------------------------------------------------------------------
   Total     $26,764,423.05     $3,015,731.25     $29,780,154.30       23.57060594           2.65586196                26.22646790
  ----------------------------------------------------------------------------------------------------------------------------------




Section 5.8 (xiii)           Certificateholders' Distributable Amount


 -----------------------------------------------------------------------------------------------------------------------------------
  Class      Principal       Interest             Total        Prin (per $1000/orig) Int (per $1000/orig)   Total (per $1000/orig)
 -----------------------------------------------------------------------------------------------------------------------------------
                                                                                                            
   B-1          $0.00       $194,810.19         $194,810.19         0.00000000           5.54166672                 5.54166672
 -----------------------------------------------------------------------------------------------------------------------------------
 -----------------------------------------------------------------------------------------------------------------------------------
  Total         $0.00       $194,810.19         $194,810.19         0.00000000           5.54166672                 5.54166672
 -----------------------------------------------------------------------------------------------------------------------------------




Section 5.8 (xiv)            Reserve Fund Transfer Amount                                     $ 438,653.42











(C) COPYRIGHT 1998, CHASE MANHATTAN BANK
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