- ------------------------------------------------------------------------------------------------------------------------------------ CHASE MANHATTAN AUTO OWNER TRUST SERIES 1997-A STATEMENT TO CERTIFICATEHOLDERS ==================================================================================================================================== PERIOD 19 PAGE # 1 DETERMINATION: 9-Oct-98 Beginning 9/1/98 DISTRIBUTION:15-Oct-98 Ending 9/30/98 TIME: 10/19/98 12:26 CLASS A-1 5.545% MONEY MARKET ASSET BACKED NOTES CLASS A-2 5.950% ASSET BACKED NOTES CLASS A-3 6.250% ASSET BACKED NOTES CLASS A-4 6.400% ASSET BACKED NOTES CLASS A-5 6.500% ASSET BACKED NOTES CLASS B-1 6.650% ASSET BACKED CERTIFICATES ORIG PRINCIPAL BEG PRINCIPAL PRINCIPAL INTEREST TOTAL END PRINCIPAL CLASS BALANCE BALANCE DISTRIBUTION DISTRIBUTION DISTRIBUTION BALANCE - ------------------------------------------------------------------------------------------------------------------------------------ A-1 Notes $250,000,000.00 $0.00 $0.00 $0.00 $0.00 $0.00 A-2 Notes $365,000,000.00 $53,718,907.19 $26,764,423.05 $266,356.25 $27,030,779.30 $26,954,484.14 A-3 Notes $270,000,000.00 $270,000,000.00 $0.00 $1,406,250.00 $1,406,250.00 $270,000,000.00 A-4 Notes $165,000,000.00 $165,000,000.00 $0.00 $880,000.00 $880,000.00 $165,000,000.00 A-5 Notes $85,500,000.00 $85,500,000.00 $0.00 $463,125.00 $463,125.00 $85,500,000.00 - ------------------------------------------------------------------------------------------------------------------------------------ NOTE TOTALS $1,135,500,000.00 $574,218,907.19 $26,764,423.05 $3,015,731.25 $29,780,154.30 $547,454,484.14 - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ B-1 $35,153,718.13 $35,153,718.13 $0.00 $194,810.19 $194,810.19 $35,153,718.13 - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ CERTIFICATE TOTALS $35,153,718.13 $35,153,718.13 $0.00 $194,810.19 $194,810.19 $35,153,718.13 - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ TOTALS $1,170,653,718.13 $609,372,625.32 $26,764,423.05 $3,210,541.44 $29,974,964.49 $582,608,202.27 - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ FACTOR INFORMATION PER $1,000 PRINCIPAL INTEREST END PRINCIPAL CLASS DISTRIBUTION DISTRIBUTION BALANCE - -------------------------------------------------------------------------------- A-1 0.00000000 0.00000000 0.00000000 ------------------------ ------------------------ ------------------------------------------------------------------- A-2 73.32718644 0.72974315 73.84790175 ------------------------ ------------------------ ------------------------------------------------------------------- A-3 0.00000000 5.20833333 1,000.00000000 ------------------------ ------------------------ ------------------------------------------------------------------- A-4 0.00000000 5.33333333 1,000.00000000 ------------------------ ------------------------ ------------------------------------------------------------------- A-5 0.00000000 5.41666667 1,000.00000000 ------------------------ ------------------------------------------------------------------- Notes Totals 23.57060594 2.65586196 482.12636208 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- B-1 0.00000000 5.54166672 1,000.00000000 ------------------- - -------------------------------------------------------------------------------- Certificate Totals 0.00000000 5.54166672 1,000.00000000 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- TOTALS 22.86280104 2.74252018 497.67765928 - -------------------------------------------------------------------------------- ================================================================================ (C) COPYRIGHT 1998, CHASE MANHATTAN BANK - -------------------------------------------------------------------------------- - ------------------------------------------------------------------------------------------------------------------------------------ CHASE MANHATTAN AUTO OWNER TRUST SERIES 1997-A STATEMENT TO CERTIFICATEHOLDERS ==================================================================================================================================== - ------------------------------------------------------------------------------------------------------------------------------------ PERIOD 19 PAGE # 2 DETERMINATION: 9-Oct-98 Beginning 9/1/98 DISTRIBUTION: 15-Oct-98 Ending 9/30/98 TIME: 10/19/98 12:26 per $1000 Section 5.8 (iii) Servicing Fee $507,810.52 0.43378372 Section 5.8 (iv) Administration Fee $1,000.00 0.00085422 Section 5.8 (vi) Pool Balance at the end of the Collection Period $582,608,202.27 Section 5.8 (vii) Repurchase Amounts for Repurchased Receivable By Seller $0.00 By Servicer $54,752.02 TOTAL $54,752.02 Section 5.8 (viii) Realized Net Losses for Collection Period $491,477.41 Section 5.8 (ix) Reserve Account Balance after Disbursement $17,478,246.07 Section 5.8 (x) Specified Reserve Account Balance $17,478,246.07 Section 5.8 (xi) Total Distribution Amount $30,922,428.43 Servicing Fee $507,810.52 Administrative Fee $1,000.00 Noteholders' Distribution Amount $29,780,154.30 Certificateholders' Distribution Amount $ 194,810.19 Deposit to Reserve Account $438,653.42 Section 5.8 (xii) Noteholders' Distributable Amount ---------------------------------------------------------------------------------------------------------------------------------- Class Principal Interest Total Prin (per $1000/orig) Int (per $1000/orig) Total (per $1000/orig) ---------------------------------------------------------------------------------------------------------------------------------- A-1 $0.00 $0.00 $0.00 0.00000000 0.00000000 0.00000000 A-2 $26,764,423.05 $266,356.25 $27,030,779.30 73.32718644 0.72974315 74.05692959 A-3 $0.00 $1,406,250.00 $1,406,250.00 0.00000000 5.20833333 5.20833333 A-4 $0.00 $880,000.00 $880,000.00 0.00000000 5.33333333 5.33333333 A-5 $0.00 $463,125.00 $463,125.00 0.00000000 5.41666667 5.41666667 ---------------------------------------------------------------------------------------------------------------------------------- Total $26,764,423.05 $3,015,731.25 $29,780,154.30 23.57060594 2.65586196 26.22646790 ---------------------------------------------------------------------------------------------------------------------------------- Section 5.8 (xiii) Certificateholders' Distributable Amount ----------------------------------------------------------------------------------------------------------------------------------- Class Principal Interest Total Prin (per $1000/orig) Int (per $1000/orig) Total (per $1000/orig) ----------------------------------------------------------------------------------------------------------------------------------- B-1 $0.00 $194,810.19 $194,810.19 0.00000000 5.54166672 5.54166672 ----------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- Total $0.00 $194,810.19 $194,810.19 0.00000000 5.54166672 5.54166672 ----------------------------------------------------------------------------------------------------------------------------------- Section 5.8 (xiv) Reserve Fund Transfer Amount $ 438,653.42 (C) COPYRIGHT 1998, CHASE MANHATTAN BANK - 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