- ------------------------------------------------------------------------------------------------------------------------------------ CHASE MANHATTAN AUTO GRANTOR TRUST SERIES 1996-B STATEMENT TO CERTIFICATEHOLDERS ==================================================================================================================================== PERIOD 27 PAGE # 1 DETERMINATION: 10-Dec-98 Beginning 11/1/98 DISTRIBUTION: 15-Dec-98 Ending 11/30/98 TIME: 1/5/99 15:16 CLASS A 6.61% ASSET BACKED CERTIFICATES CLASS B 6.76% ASSET BACKED CERTIFICATES ORIG PRINCIPAL BEG PRINCIPAL PRINCIPAL INTEREST TOTAL END PRINCIPAL CLASS BALANCE BALANCE DISTRIBUTION DISTRIBUTION DISTRIBUTION BALANCE - ------------------------------------------------------------------------------------------------------------------------------------ A $1,478,422,107.71 $525,890,305.45 $28,094,186.71 $2,896,779.10 $30,990,965.81 $497,796,118.74 B $45,725,000.00 $16,264,863.79 $868,903.87 $91,625.40 $960,529.27 $15,395,959.92 - ------------------------------------------------------------------------------------------------------------------------------------ CERTIFICATE TOTALS $1,524,147,107.71 $542,155,169.24 $28,963,090.58 $2,988,404.50 $31,951,495.08 $513,192,078.66 - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ FACTOR INFORMATION PER $1,000 PRINCIPAL INTEREST END PRINCIPAL CLASS DISTRIBUTION DISTRIBUTION BALANCE - -------------------------------------------------------------------------------- A 19.00281832 1.95937215 336.70770759 - -------------------------------------------------------------------------------- ------------------------------------------------------------------- B 19.00281837 2.00383598 336.70770738 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Certificate Totals 19.00281832 1.96070608 336.70770759 - -------------------------------------------------------------------------------- (C) COPYRIGHT 1998, CHASE MANHATTAN BANK - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ CHASE MANHATTAN AUTO GRANTOR TRUST SERIES 1996-B STATEMENT TO CERTIFICATEHOLDERS ==================================================================================================================================== - ------------------------------------------------------------------------------------------------------------------------------------ PERIOD 27 PAGE # 2 DETERMINATION: 10-Dec-98 Beginning 11/1/98 DISTRIBUTION: 15-Dec-98 Ending 11/30/98 TIME: 1/5/99 15:16 per $1000 Section 5.8 (iii) Servicing Fee $451,795.97 .29642544 - ------------------------------------------------------------------------------------------------------------------------------------ Class Principal Interest Total Prin (per $1000/orig) Int (per $1000/orig) Total (per $1000/orig) - ------------------------------------------------------------------------------------------------------------------------------------ A $28,094,186.71 $2,896,779.10 $30,990,965.81 19.00281832 1.95937215 20.96219047 B $868,903.87 $91,625.40 $960,529.27 19.00281837 2.00383598 21.00665435 - ------------------------------------------------------------------------------------------------------------------------------------ Total $28,963,090.58 $2,988,404.50 $31,951,495.08 19.00281832 1.96070608 20.96352440 - ------------------------------------------------------------------------------------------------------------------------------------ Section 5.8 (v) Pool Balance at the end of the Collection Period $513,192,078.66 Section 5.8 (vi) Aggregate Net Losses for Collection Period $386,387.39 Section 5.8 (vii) Carryover Shortfall for Collection Period Class A Interest - Class B Interest - Class A Principal - Class B Principal - TOTAL - Section 5.8 (viii) Reserve Account Balance after Disbursement $16,678,742.56 Section 5.8 (ix) Specified Reserve Account Balance $16,678,742.56 Section 5.8 (x) Repurchase Amounts for Repurchased Receivables Seller $0.00 Servicer $94,409.23 TOTAL $94,409.23 Section 5.8 (xi) Advance Summary for Collection Period Unreimbursed Advances for Period $ 4,264,019.66 Unreimbursed Advances for Previous Period $ 4,276,263.93 Change from Previous Period $ (12,244.27) Reimbursed Advance from Collections $656,406.97 Reimbursed Advance from Liquidation Proceeds $16,229.50 Reimbursed Advance from Reserve Account Withdrawals $ - (C) COPYRIGHT 1998, CHASE MANHATTAN BANK - ------------------------------------------------------------------------------------------------------------------------------------