- ------------------------------------------------------------------------------------------------------------------------------------ CHASE MANHATTAN AUTO OWNER TRUST SERIES 1998-A STATEMENT TO CERTIFICATEHOLDERS ==================================================================================================================================== PERIOD 10 PAGE # 1 DETERMINATION: 10-Dec-98 Beginning 11/1/98 DISTRIBUTION: 15-Dec-98 Ending 11/30/98 TIME: 1/6/99 14:15 CLASS A-1 5.549% MONEY MARKET ASSET BACKED NOTES CLASS A-2 5.679% ASSET BACKED NOTES CLASS A-3 5.700% ASSET BACKED NOTES CLASS A-4 5.800% ASSET BACKED NOTES CLASS B-1 6.000% ASSET BACKED CERTIFICATES ORIG PRINCIPAL BEG PRINCIPAL PRINCIPAL INTEREST TOTAL END PRINCIPAL CLASS BALANCE BALANCE DISTRIBUTION DISTRIBUTION DISTRIBUTION BALANCE - ------------------------------------------------------------------------------------------------------------------------------------ A-1 Notes $238,000,000.00 $0.00 $0.00 $0.00 $0.00 $0.00 A-2 Notes $204,000,000.00 $178,281,479.83 $26,074,386.67 $843,717.10 $26,918,103.77 $152,207,093.16 A-3 Notes $294,000,000.00 $294,000,000.00 $0.00 $1,396,500.00 $1,396,500.00 $294,000,000.00 A-4 Notes $246,000,000.00 $246,000,000.00 $0.00 $1,189,000.00 $1,189,000.00 $246,000,000.00 - ------------------------------------------------------------------------------------------------------------------------------------ NOTE TOTALS $982,000,000.00 $718,281,479.83 $26,074,386.67 $3,429,217.10 $29,503,603.77 $692,207,093.16 - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ B-1 $30,620,164.79 $30,620,164.79 $0.00 $153,100.82 $153,100.82 $30,620,164.79 - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ CERTIFICATE TOTALS $30,620,164.79 $30,620,164.79 $0.00 $153,100.82 $153,100.82 $30,620,164.79 - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ TOTALS $1,012,620,164.79 $748,901,644.62 $26,074,386.67 $3,582,317.92 $29,656,704.59 $722,827,257.95 - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ FACTOR INFORMATION PER $1,000 PRINCIPAL INTEREST END PRINCIPAL CLASS DISTRIBUTION DISTRIBUTION BALANCE - -------------------------------------------------------------------------------------------------- A-1 0.00000000 0.00000000 0.00000000 ----------------------- ----------------------------------------------------------------------- A-2 127.81562093 4.13586814 746.11320176 ----------------------- ----------------------------------------------------------------------- A-3 0.00000000 4.75000000 1,000.00000000 ----------------------- ----------------------------------------------------------------------- A-4 0.00000000 4.83333333 1,000.00000000 ----------------------- - -------------------------------------------------------------------------------------------------- Notes Totals 26.55232858 3.49207444 704.89520688 - -------------------------------------------------------------------------------------------------- - -------------------------------------------------------------------------------------------------- B-1 0.00000000 4.99999987 1,000.00000000 - --------------------------- ----------------------- - -------------------------------------------------------------------------------------------------- Certificate Totals 0.00000000 4.99999987 1,000.00000000 - -------------------------------------------------------------------------------------------------- - -------------------------------------------------------------------------------------------------- TOTALS 25.74942469 3.53767192 713.81874772 - -------------------------------------------------------------------------------------------------- (C) COPYRIGHT 1998, CHASE MANHATTAN BANK - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ CHASE MANHATTAN AUTO OWNER TRUST SERIES 1998-A STATEMENT TO CERTIFICATEHOLDERS ==================================================================================================================================== - ------------------------------------------------------------------------------------------------------------------------------------ PERIOD 10 PAGE # 2 DETERMINATION: 10-Dec-98 Beginning 11/1/98 DISTRIBUTION: 15-Dec-98 Ending 11/30/98 TIME: 1/6/99 14:15 per $1000 Section 5.8 (iii) Servicing Fee $624,084.70 0.61630681 Section 5.8 (iv) Administration Fee $1,000.00 0.00098754 Section 5.8 (vi) Pool Balance at the end of the Collection Period $722,827,257.95 Section 5.8 (vii) Repurchase Amounts for Repurchased Receivable By Seller $0.00 By Servicer $12,188.00 TOTAL $12,188.00 Section 5.8 (viii) Realized Net Losses for Collection Period $354,201.15 Section 5.8 (ix) Reserve Account Balance after Disbursement $21,684,817.74 Section 5.8 (x) Specified Reserve Account Balance $21,684,817.74 Section 5.8 (xi) Total Distribution Amount $31,361,949.72 Servicing Fee $624,084.70 Administrative Fee $1,000.00 Noteholders' Distribution Amount $29,503,603.77 Certificateholders' Distribution Amount $ 153,100.82 Deposit to Reserve Account $1,080,160.43 Section 5.8 (xii) Noteholders' Distributable Amount --------------------------------------------------------------------------------------------------------------------------------- Class Principal Interest Total Prin (per $1000/orig) Int (per $1000/orig) Total (per $1000/orig) --------------------------------------------------------------------------------------------------------------------------------- A-1 $0.00 $0.00 $0.00 0.00000000 0.00000000 0.00000000 A-2 $26,074,386.67 $843,717.10 $26,918,103.77 127.81562093 4.13586814 131.95148907 A-3 $0.00 $1,396,500.00 $1,396,500.00 0.00000000 4.75000000 4.75000000 A-4 $0.00 $1,189,000.00 $1,189,000.00 0.00000000 4.83333333 4.83333333 --------------------------------------------------------------------------------------------------------------------------------- Total $26,074,386.67 $3,429,217.10 $29,503,603.77 26.55232858 3.49207444 30.04440302 --------------------------------------------------------------------------------------------------------------------------------- Section 5.8 (xiii) Certificateholders' Distributable Amount ----------------------------------------------------------------------------------------- Class Principal Interest Total Prin (per $1000/orig) ----------------------------------------------------------------------------------------- B-1 $0.00 $153,100.82 $153,100.82 0.00000000 ----------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------- Total $0.00 $153,100.82 $153,100.82 0.00000000 ----------------------------------------------------------------------------------------- Section 5.8 (xiv) Reserve Fund Transfer Amount $ 1,084,020.65 (C) COPYRIGHT 1998, CHASE MANHATTAN BANK - 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