- ------------------------------------------------------------------------------------------------------------------------------------ CHASE MANHATTAN AUTO GRANTOR TRUST SERIES 1996-B STATEMENT TO CERTIFICATEHOLDERS ==================================================================================================================================== PERIOD 28 PAGE # 1 DETERMINATION8-Jan-99 Beginning 12/1/98 DISTRIBUTION:15-Jan-99 Ending 12/31/98 TIME: 2/1/99 16:05 CLASS A 6.61% ASSET BACKED CERTIFICATES CLASS B 6.76% ASSET BACKED CERTIFICATES ORIG PRINCIPAL BEG PRINCIPAL PRINCIPAL INTEREST TOTAL END PRINCIPAL CLASS BALANCE BALANCE DISTRIBUTION DISTRIBUTION DISTRIBUTION BALANCE - ------------------------------------------------------------------------------------------------------------------------------------ A $1,478,422,107.71 $497,796,118.74 $28,007,996.95 $2,742,026.95 $30,750,023.90 $469,788,121.79 B $45,725,000.00 $15,395,959.92 $866,238.17 $86,730.57 $952,968.74 $14,529,721.75 - ------------------------------------------------------------------------------------------------------------------------------------ CERTIFICATE TOTALS $1,524,147,107.71 $513,192,078.66 $28,874,235.12 $2,828,757.52 $31,702,992.64 $484,317,843.54 - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ FACTOR INFORMATION PER $1,000 PRINCIPAL INTEREST END PRINCIPAL CLASS DISTRIBUTION DISTRIBUTION BALANCE - -------------------------------------------------------------------------------- A 18.94451984 1.85469829 317.76318775 - -------------------------------------------------------------------------------- ------------------------------------------------------------------- B 18.94451985 1.89678666 317.76318753 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Certificate Totals 18.94451984 1.85596095 317.76318775 - -------------------------------------------------------------------------------- ==================================================================================================================================== (C) COPYRIGHT 1998, CHASE MANHATTAN BANK - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ CHASE MANHATTAN AUTO GRANTOR TRUST SERIES 1996-B STATEMENT TO CERTIFICATEHOLDERS ==================================================================================================================================== PERIOD 28 PAGE # 2 DETERMINATION: 8-Jan-99 Beginning 12/1/98 DISTRIBUTION: 15-Jan-99 Ending 12/31/98 TIME: 2/1/99 16:05 per $1000 Section 5.8 (iii) Servicing Fee $427,660.07 .28058976 - ------------------------------------------------------------------------------------------------------------------------------------ Class Principal Interest Total Prin (per $1000/orig) Int (per $1000/orig) Total (per $1000/orig) - ------------------------------------------------------------------------------------------------------------------------------------ A $28,007,996.95 $2,742,026.95 $30,750,023.90 18.94451984 1.85469829 20.79921813 B $866,238.17 $86,730.57 $952,968.74 18.94451985 1.89678666 20.84130651 - ------------------------------------------------------------------------------------------------------------------------------------ Total $28,874,235.12 $2,828,757.52 $31,702,992.64 18.94451984 1.85596095 20.80048079 - ------------------------------------------------------------------------------------------------------------------------------------ Section 5.8 (v) Pool Balance at the end of the Collection Period $484,317,843.54 Section 5.8 (vi) Aggregate Net Losses for Collection Period $281,148.96 Section 5.8 (vii) Carryover Shortfall for Collection Period Class A Interest - Class B Interest - Class A Principal - Class B Principal - TOTAL - Section 5.8 (viii) Reserve Account Balance after Disbursement $15,740,329.92 Section 5.8 (ix) Specified Reserve Account Balance $15,740,329.92 Section 5.8 (x) Repurchase Amounts for Repurchased Receivables Seller $0.00 Servicer $204,731.88 TOTAL $204,731.88 Section 5.8 (xi) Advance Summary for Collection Period Unreimbursed Advances for Period $ 4,494,660.95 Unreimbursed Advances for Previous Period $ 4,264,019.66 Change from Previous Period $ 230,641.29 Reimbursed Advance from Collections $592,989.92 Reimbursed Advance from Liquidation Proceeds $18,224.27 Reimbursed Advance from Reserve Account Withdrawals $ - (C) COPYRIGHT 1998, CHASE MANHATTAN BANK - ------------------------------------------------------------------------------------------------------------------------------------