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CHASE MANHATTAN AUTO OWNER TRUST
SERIES 1997-A
STATEMENT TO CERTIFICATEHOLDERS
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PERIOD 22 PAGE # 1
DETERMINATION8-Jan-99 Beginning 12/1/98
DISTRIBUTION:15-Jan-99 Ending 12/31/98
TIME: 2/2/99 10:05
CLASS A-1 5.545% MONEY MARKET ASSET BACKED NOTES
CLASS A-2 5.950% ASSET BACKED NOTES
CLASS A-3 6.250% ASSET BACKED NOTES
CLASS A-4 6.400% ASSET BACKED NOTES
CLASS A-5 6.500% ASSET BACKED NOTES
CLASS B-1 6.650% ASSET BACKED CERTIFICATES
ORIG PRINCIPAL BEG PRINCIPAL PRINCIPAL INTEREST TOTAL END PRINCIPAL
CLASS BALANCE BALANCE DISTRIBUTION DISTRIBUTION DISTRIBUTION BALANCE
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A-1 Notes $250,000,000.00 $0.00 $0.00 $0.00 $0.00 $0.00
A-2 Notes $365,000,000.00 $0.00 $0.00 $0.00 $0.00 $0.00
A-3 Notes $270,000,000.00 $246,555,832.21 $25,366,640.34 $1,284,144.96 $26,650,785.30 $221,189,191.87
A-4 Notes $165,000,000.00 $165,000,000.00 $0.00 $880,000.00 $880,000.00 $165,000,000.00
A-5 Notes $85,500,000.00 $85,500,000.00 $0.00 $463,125.00 $463,125.00 $85,500,000.00
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NOTE TOTALS $1,135,500,000.00 $497,055,832.21 $25,366,640.34 $2,627,269.96 $27,993,910.30 $471,689,191.87
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B-1 $35,153,718.13 $35,153,718.13 $0.00 $194,810.19 $194,810.19 $35,153,718.13
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CERTIFICATE
TOTALS $35,153,718.13 $35,153,718.13 $0.00 $194,810.19 $194,810.19 $35,153,718.13
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TOTALS $1,170,653,718.13 $532,209,550.34 $25,366,640.34 $2,822,080.15 $28,188,720.49 $506,842,910.00
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FACTOR INFORMATION PER $1,000
PRINCIPAL INTEREST END PRINCIPAL
CLASS DISTRIBUTION DISTRIBUTION BALANCE
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A-1 0.00000000 0.00000000 0.00000000
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A-2 0.00000000 0.00000000 0.00000000
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A-3 93.95051978 4.75609244 819.21922915
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A-4 0.00000000 5.33333333 1,000.00000000
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A-5 0.00000000 5.41666667 1,000.00000000
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Notes Totals 22.33962161 2.31375602 415.40219451
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B-1 0.00000000 5.54166672 1,000.00000000
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Certificate Totals 0.00000000 5.54166672 1,000.00000000
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TOTALS 21.66878211 2.41068738 432.95716073
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(C) COPYRIGHT 1998, CHASE MANHATTAN BANK
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CHASE MANHATTAN AUTO OWNER TRUST
SERIES 1997-A
STATEMENT TO CERTIFICATEHOLDERS
====================================================================================================================================
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PERIOD 22 PAGE # 2
DETERMINATION: 8-Jan-99 Beginning 12/1/98
DISTRIBUTION: 15-Jan-99 Ending 12/31/98
TIME: 2/2/99 10:05
per $1000
Section 5.8 (iii) Servicing Fee $443,507.96 0.37885495
Section 5.8 (iv) Administration Fee $1,000.00 0.00085422
Section 5.8 (vi) Pool Balance at the end of the Collection Period $506,842,910.00
Section 5.8 (vii) Repurchase Amounts for Repurchased Receivable
By Seller $0.00
By Servicer $270,626.80
TOTAL $270,626.80
Section 5.8 (viii) Realized Net Losses for Collection Period $505,684.70
Section 5.8 (ix) Reserve Account Balance after Disbursement $15,205,287.30
Section 5.8 (x) Specified Reserve Account Balance $15,205,287.30
Section 5.8 (xi) Total Distribution Amount $28,680,708.96
Servicing Fee $443,507.96
Administrative Fee $1,000.00
Noteholders' Distribution Amount $27,993,910.30
Certificateholders' Distribution Amount $ 194,810.19
Deposit to Reserve Account $47,480.51
Section 5.8 (xii) Noteholders' Distributable Amount
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Class Principal Interest Total Prin (per $1000/orig) Int (per $1000/orig) Total (per $1000/orig)
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A-1 $0.00 $0.00 $0.00 0.00000000 0.00000000 0.00000000
A-2 $0.00 $0.00 $0.00 0.00000000 0.00000000 0.00000000
A-3 $25,366,640.34 $1,284,144.96 $26,650,785.30 93.95051978 4.75609244 98.70661222
A-4 $0.00 $880,000.00 $880,000.00 0.00000000 5.33333333 5.33333333
A-5 $0.00 $463,125.00 $463,125.00 0.00000000 5.41666667 5.41666667
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Total $25,366,640.34 $2,627,269.96 $27,993,910.30 22.33962161 2.31375602 24.65337763
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Section 5.8 (xiii) Certificateholders' Distributable Amount
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Class Principal Interest Total Prin (per $1000/orig) Int (per $1000/orig) Total (per $1000/orig)
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B-1 $0.00 $194,810.19 $194,810.19 0.00000000 5.54166672 5.54166672
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Total $0.00 $194,810.19 $194,810.19 0.00000000 5.54166672 5.54166672
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Section 5.8 (xiv) Reserve Fund Transfer Amount $ 47,480.51
(C) COPYRIGHT 1998, CHASE MANHATTAN BANK
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