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CHASE MANHATTAN AUTO OWNER TRUST
SERIES 1997-B
STATEMENT TO CERTIFICATEHOLDERS
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PERIOD 19 PAGE # 1
DETERMINATION: 8-Jan-99 Beginning 12/1/98
DISTRIBUTION: 15-Jan-99 Ending 12/31/98
TIME: 2/2/99 10:09
CLASS A-1 5.744% MONEY MARKET ASSET BACKED NOTES
CLASS A-2 6.100% ASSET BACKED NOTES
CLASS A-3 6.350% ASSET BACKED NOTES
CLASS A-4 6.500% ASSET BACKED NOTES
CLASS A-5 6.600% ASSET BACKED NOTES
CLASS B-1 6.750% ASSET BACKED CERTIFICATES
ORIG PRINCIPAL BEG PRINCIPAL PRINCIPAL INTEREST TOTAL END PRINCIPAL
CLASS BALANCE BALANCE DISTRIBUTION DISTRIBUTION DISTRIBUTION BALANCE
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A-1 Notes $200,000,000.00 $0.00 $0.00 $0.00 $0.00 $0.00
A-2 Notes $294,000,000.00 $42,549,270.72 $21,497,729.75 $216,292.13 $21,714,021.88 $21,051,540.97
A-3 Notes $227,000,000.00 $227,000,000.00 $0.00 $1,201,208.33 $1,201,208.33 $227,000,000.00
A-4 Notes $133,000,000.00 $133,000,000.00 $0.00 $720,416.67 $720,416.67 $133,000,000.00
A-5 Notes $70,000,000.00 $70,000,000.00 $0.00 $385,000.00 $385,000.00 $70,000,000.00
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NOTE TOTALS $924,000,000.00 $472,549,270.72 $21,497,729.75 $2,522,917.13 $24,020,646.88 $451,051,540.97
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B-1 $29,148,275.79 $29,148,275.79 $0.00 $163,959.05 $163,959.05 $29,148,275.79
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CERTIFICATE TOTALS $29,148,275.79 $29,148,275.79 $0.00 $163,959.05 $163,959.05 $29,148,275.79
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TOTALS $953,148,275.79 $501,697,546.51 $21,497,729.75 $2,686,876.18 $24,184,605.93 $480,199,816.76
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FACTOR INFORMATION PER $1,000
PRINCIPAL INTEREST END PRINCIPAL
CLASS DISTRIBUTION DISTRIBUTION BALANCE
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A-1 0.00000000 0.00000000 0.00000000
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A-2 73.12152976 0.73568752 71.60388085
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A-3 0.00000000 5.29166665 1,000.00000000
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A-4 0.00000000 5.41666669 1,000.00000000
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A-5 0.00000000 5.50000000 1,000.00000000
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Notes Totals 23.26594129 2.73042979 488.15101837
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B-1 0.00000000 5.62499995 1,000.00000000
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Certificate Totals 0.00000000 5.62499995 1,000.00000000
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TOTALS 22.55444436 2.81894879 503.80389805
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(C) COPYRIGHT 1998, CHASE MANHATTAN BANK
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CHASE MANHATTAN AUTO OWNER TRUST
SERIES 1997-B
STATEMENT TO CERTIFICATEHOLDERS
====================================================================================================================================
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PERIOD 19 PAGE # 2
DETERMINATION: 8-Jan-99 Beginning 12/1/98
DISTRIBUTION: 15-Jan-99 Ending 12/31/98
TIME: 2/2/99 10:09
per $1000
Section 5.8 (iii) Servicing Fee $418,081.29 0.43863195
Section 5.8 (iv) Administration Fee $1,000.00 0.00104915
Section 5.8 (vi) Pool Balance at the end of the Collection Period $480,199,816.76
Section 5.8 (vii) Repurchase Amounts for Repurchased Receivable
By Seller $0.00
By Servicer $92,686.35
TOTAL $92,686.35
Section 5.8 (viii) Realized Net Losses for Collection Period $167,125.07
Section 5.8 (ix) Reserve Account Balance after Disbursement $14,405,994.50
Section 5.8 (x) Specified Reserve Account Balance $14,405,994.50
Section 5.8 (xi) Total Distribution Amount $25,024,426.78
Servicing Fee $418,081.29
Administrative Fee $1,000.00
Noteholders' Distribution Amount $24,020,646.88
Certificateholders' Distribution Amount $ 163,959.05
Deposit to Reserve Account $420,739.56
Section 5.8 (xii) Noteholders' Distributable Amount
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Class Principal Interest Total Prin (per $1000/orig)
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A-1 $0.00 $0.00 $0.00 0.00000000
A-2 $21,497,729.75 $216,292.13 $21,714,021.88 73.12152976
A-3 $0.00 $1,201,208.33 $1,201,208.33 0.00000000
A-4 $0.00 $720,416.67 $720,416.67 0.00000000
A-5 $0.00 $385,000.00 $385,000.00 0.00000000
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Total $21,497,729.75 $2,522,917.13 $24,020,646.88 23.26594129
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Section 5.8 (xiii) Certificateholders' Distributable Amount
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Class Principal Interest Total Prin (per $1000/orig)
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B-1 $0.00 $163,959.05 $163,959.05 0.00000000
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Total $0.00 $163,959.05 $163,959.05 0.00000000
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Section 5.8 (xiv) Reserve Fund Transfer Amount $ 420,739.56
(C) COPYRIGHT 1998, CHASE MANHATTAN BANK
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