- ------------------------------------------------------------------------------------------------------------------------------------ CHASE MANHATTAN AUTO GRANTOR TRUST SERIES 1996-B STATEMENT TO CERTIFICATEHOLDERS ==================================================================================================================================== PERIOD 29 PAGE # 1 DETERMINATION: 10-Feb-99 Beginning 1/1/99 DISTRIBUTION: 16-Feb-99 Ending 1/31/99 TIME: 3/10/99 16:44 CLASS A 6.61% ASSET BACKED CERTIFICATES CLASS B 6.76% ASSET BACKED CERTIFICATES ORIG PRINCIPAL BEG PRINCIPAL PRINCIPAL INTEREST TOTAL END PRINCIPAL CLASS BALANCE BALANCE DISTRIBUTION DISTRIBUTION DISTRIBUTION BALANCE - ------------------------------------------------------------------------------------------------------------------------------ A $1,478,422,107.71 $469,788,121.79 $26,451,520.26 $2,587,749.57 $29,039,269.83 $443,336,601.53 B $45,725,000.00 $14,529,721.75 $818,099.08 $81,850.77 $899,949.85 $13,711,622.67 - ------------------------------------------------------------------------------------------------------------------------------ CERTIFICATE TOTALS $1,524,147,107.71 $484,317,843.54 $27,269,619.34 $2,669,600.34 $29,939,219.68 $457,048,224.20 - ------------------------------------------------------------------------------------------------------------------------------- - ------------------------------------------------------------------------------------------------------------------------------------ FACTOR INFORMATION PER $1,000 PRINCIPAL INTEREST END PRINCIPAL CLASS DISTRIBUTION DISTRIBUTION BALANCE - -------------------------------------------------------------------------------- A 17.89172397 1.75034556 299.87146378 - -------------------------------------------------------------------------------- B 17.89172400 1.79006605 299.87146353 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Certificate Totals 17.89172397 1.75153719 299.87146378 - -------------------------------------------------------------------------------- - ------------------------------------------------------------------------------------------------------------------------------------ CHASE MANHATTAN AUTO GRANTOR TRUST SERIES 1996-B STATEMENT TO CERTIFICATEHOLDERS ==================================================================================================================================== - ------------------------------------------------------------------------------------------------------------------------------------ PERIOD 29 PAGE # 2 DETERMINATION: 10-Feb-99 Beginning 1/1/99 DISTRIBUTION: 16-Feb-99 Ending 1/31/99 TIME: 3/10/99 16:44 per $1000 Section 5.8 (iii) Servicing Fee $403,598.20 .26480265 - ------------------------------------------------------------------------------------------------------------------------------------ Class Principal Interest Total Prin (per $1000/orig) Int (per $1000/orig) Total (per $1000/orig) - ------------------------------------------------------------------------------------------------------------------------------------ A $26,451,520.26 $2,587,749.57 $29,039,269.83 17.89172397 1.75034556 19.64206953 B $818,099.08 $81,850.77 $899,949.85 17.89172400 1.79006605 19.68179005 - ------------------------------------------------------------------------------------------------------------------------------------ Total $27,269,619.34 $2,669,600.34 $29,939,219.68 17.89172397 1.75153719 19.64326116 - ------------------------------------------------------------------------------------------------------------------------------------ Section 5.8 (v) Pool Balance at the end of the Collection Period $457,048,224.20 Section 5.8 (vi) Aggregate Net Losses for Collection Period $371,040.86 Section 5.8 (vii) Carryover Shortfall for Collection Period Class A Interest - Class B Interest - Class A Principal - Class B Principal - TOTAL - Section 5.8 (viii) Reserve Account Balance after Disbursement $14,854,067.29 Section 5.8 (ix) Specified Reserve Account Balance $14,854,067.29 Section 5.8 (x) Repurchase Amounts for Repurchased Receivables Seller $0.00 Servicer $245,413.52 TOTAL $245,413.52 Section 5.8 (xi) Advance Summary for Collection Period Unreimbursed Advances for Period $ 4,227,676.10 Unreimbursed Advances for Previous Period $ 4,494,660.95 Change from Previous Period $ (266,984.85) Reimbursed Advance from Collections $859,135.32 Reimbursed Advance from Liquidation Proceeds $16,554.99 Reimbursed Advance from Reserve Account Withdrawals $ - (C) COPYRIGHT 1998, CHASE MANHATTAN BANK - ------------------------------------------------------------------------------------------------------------------------------------