- ------------------------------------------------------------------------------------------------------------------------------------
CHASE MANHATTAN AUTO OWNER TRUST
SERIES 1997-A
STATEMENT TO CERTIFICATEHOLDERS
====================================================================================================================================
PERIOD 23 PAGE # 1
DETERMINATION10-Feb-99 Beginning 1/1/99
DISTRIBUTION:16-Feb-99 Ending 1/31/99
TIME: 3/10/99 16:50
CLASS A-1 5.545% MONEY MARKET ASSET BACKED NOTES
CLASS A-2 5.950% ASSET BACKED NOTES
CLASS A-3 6.250% ASSET BACKED NOTES
CLASS A-4 6.400% ASSET BACKED NOTES
CLASS A-5 6.500% ASSET BACKED NOTES
CLASS B-1 6.650% ASSET BACKED CERTIFICATES
ORIG PRINCIPAL BEG PRINCIPAL PRINCIPAL INTEREST TOTAL END PRINCIPAL
CLASS BALANCE BALANCE DISTRIBUTION DISTRIBUTION DISTRIBUTION BALANCE
- ------------------------------------------------------------------------------------------------------------------------------------
A-1 Notes $250,000,000.00 $0.00 $0.00 $0.00 $0.00 $0.00
A-2 Notes $365,000,000.00 $0.00 $0.00 $0.00 $0.00 $0.00
A-3 Notes $270,000,000.00 $221,189,191.87 $24,073,444.21 $1,152,027.04 $25,225,471.25 $197,115,747.66
A-4 Notes $165,000,000.00 $165,000,000.00 $0.00 $880,000.00 $880,000.00 $165,000,000.00
A-5 Notes $85,500,000.00 $85,500,000.00 $0.00 $463,125.00 $463,125.00 $85,500,000.00
- ------------------------------------------------------------------------------------------------------------------------------------
NOTE TOTALS $1,135,500,000.00 $471,689,191.87 $24,073,444.21 $2,495,152.04 $26,568,596.25 $447,615,747.66
- ------------------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------------------
B-1 $35,153,718.13 $35,153,718.13 $0.00 $194,810.19 $194,810.19 $35,153,718.13
- ------------------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------------------
CERTIFICATE
TOTALS $35,153,718.13 $35,153,718.13 $0.00 $194,810.19 $194,810.19 $35,153,718.13
- ------------------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------------------
TOTALS $1,170,653,718.13 $506,842,910.00 $24,073,444.21 $2,689,962.23 $26,763,406.44 $482,769,465.79
- ------------------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------------------
FACTOR INFORMATION PER $1,000
PRINCIPAL INTEREST END PRINCIPAL
CLASS DISTRIBUTION DISTRIBUTION BALANCE
- --------------------------------------------------------------------------------
A-1 0.00000000 0.00000000 0.00000000
------------------------
------------------------------------------------------------------
A-2 0.00000000 0.00000000 0.00000000
------------------------
------------------------------------------------------------------
A-3 89.16090448 4.26676681 730.05832467
------------------------
------------------------------------------------------------------
A-4 0.00000000 5.33333333 1,000.00000000
------------------------
------------------------------------------------------------------
A-5 0.00000000 5.41666667 1,000.00000000
- ------------- ------------------------
------------------------------------------------------------------
Notes Totals 21.20074347 2.19740382 394.20145104
- -------------------------------------------------------------------------------
- -------------------------------------------------------------------------------
B-1 0.00000000 5.54166672 1,000.00000000
- ------------- ------------------------
- -------------------------------------------------------------------------------
Certificate Totals 0.00000000 5.54166672 1,000.00000000
- -------------------------------------------------------------------------------
- -------------------------------------------------------------------------------
TOTALS 20.56410349 2.29782914 412.39305724
- -------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------------------
CHASE MANHATTAN AUTO OWNER TRUST
SERIES 1997-A
STATEMENT TO CERTIFICATEHOLDERS
====================================================================================================================================
- ------------------------------------------------------------------------------------------------------------------------------------
PERIOD 23 PAGE # 2
DETERMINATION: 10-Feb-99 Beginning 1/1/99
DISTRIBUTION: 16-Feb-99 Ending 1/31/99
TIME: 3/10/99 16:50
per $1000
Section 5.8 (iii) Servicing Fee $422,369.09 0.36079763
Section 5.8 (iv) Administration Fee $1,000.00 0.00085422
Section 5.8 (vi) Pool Balance at the end of the Collection Period $482,769,465.79
Section 5.8 (vii) Repurchase Amounts for Repurchased Receivable
By Seller $0.00
By Servicer $84,495.72
TOTAL $84,495.72
Section 5.8 (viii) Realized Net Losses for Collection Period $499,669.24
Section 5.8 (ix) Reserve Account Balance after Disbursement $14,483,083.97
Section 5.8 (x) Specified Reserve Account Balance $14,483,083.97
Section 5.8 (xi) Total Distribution Amount $27,757,233.38
Servicing Fee $422,369.09
Administrative Fee $1,000.00
Noteholders' Distribution Amount $26,568,596.25
Certificateholders' Distribution Amount $ 194,810.19
Deposit to Reserve Account $570,457.85
Section 5.8 (xii) Noteholders' Distributable Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Class Principal Interest Total Prin (per $1000/orig) Int (per $1000/orig) Total (per $1000/orig)
- ------------------------------------------------------------------------------------------------------------------------------------
A-1 $0.00 $0.00 $0.00 0.00000000 0.00000000 0.00000000
A-2 $0.00 $0.00 $0.00 0.00000000 0.00000000 0.00000000
A-3 $24,073,444.21 $1,152,027.04 $25,225,471.25 89.16090448 4.26676681 93.42767130
A-4 $0.00 $880,000.00 $880,000.00 0.00000000 5.33333333 5.33333333
A-5 $0.00 $463,125.00 $463,125.00 0.00000000 5.41666667 5.41666667
- ------------------------------------------------------------------------------------------------------------------------------------
Total $24,073,444.21 $2,495,152.04 $26,568,596.25 21.20074347 2.19740382 23.39814729
- ------------------------------------------------------------------------------------------------------------------------------------
Section 5.8 (xiii) Certificateholders' Distributable Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Class Principal Interest Total Prin (per $1000/orig) Int (per $1000/orig) Total (per $1000/orig)
- ------------------------------------------------------------------------------------------------------------------------------------
B-1 $0.00 $194,810.19 $194,810.19 0.00000000 5.54166672 5.54166672
- ------------------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------------------
Total $0.00 $194,810.19 $194,810.19 0.00000000 5.54166672 5.54166672
- ------------------------------------------------------------------------------------------------------------------------------------
Section 5.8 (xiv) Reserve Fund Transfer Amount $ 570,457.85