<ARTICLE>                                                 9
<LEGEND>                                                                 1000
This  schedule  contains  summary  financial   information  extracted  from  the
Statements  of  Consolidated   Financial  Condition  as  of  December  31,  1995
(Unaudited)  and the  Statements of  Consolidated  Operations for the six months
ended  December  31,  1995  (Unaudited)  and is  qualified  in its  entirety  by
reference to such financial statements.
</LEGEND>
<MULTIPLIER>                                                             1000
                                                           
                                                               
<PERIOD-TYPE>                                                          6-MOS
<FISCAL-YEAR-END>                                                 JUN-30-1996
<PERIOD-START>                                                    JUL-01-1995
<PERIOD-END>                                                      DEC-31-1995
<CASH>                                                                  55070
<INT-BEARING-DEPOSITS>                                                      0
<FED-FUNDS-SOLD>                                                        23681
<TRADING-ASSETS>                                                            0
<INVESTMENTS-HELD-FOR-SALE>                                            120789
<INVESTMENTS-CARRYING>                                                2280343
<INVESTMENTS-MARKET>                                                  2237228
<LOANS>                                                               2427682
<ALLOWANCE>                                                                 0
<TOTAL-ASSETS>                                                        5029348
<DEPOSITS>                                                            3189794
<SHORT-TERM>                                                          1446405
<LIABILITIES-OTHER>                                                     45454
<LONG-TERM>                                                                 0
<PREFERRED-MANDATORY>                                                       0
<PREFERRED>                                                                 0
<COMMON>                                                                  204
<OTHER-SE>                                                             347491
<TOTAL-LIABILITIES-AND-EQUITY>                                        5029348
<INTEREST-LOAN>                                                         94994
<INTEREST-INVEST>                                                       82832
<INTEREST-OTHER>                                                            0
<INTEREST-TOTAL>                                                       177826
<INTEREST-DEPOSIT>                                                      67029
<INTEREST-EXPENSE>                                                      42571
<INTEREST-INCOME-NET>                                                   68226
<LOAN-LOSSES>                                                             690
<SECURITIES-GAINS>                                                       1195
<EXPENSE-OTHER>                                                         34571
<INCOME-PRETAX>                                                         41024
<INCOME-PRE-EXTRAORDINARY>                                              41024
<EXTRAORDINARY>                                                             0
<CHANGES>                                                                   0
<NET-INCOME>                                                            26318
<EPS-PRIMARY>                                                            1.29
<EPS-DILUTED>                                                            1.29
<YIELD-ACTUAL>                                                           7.27
<LOANS-NON>                                                             25532
<LOANS-PAST>                                                                0
<LOANS-TROUBLED>                                                            0
<LOANS-PROBLEM>                                                             0
<ALLOWANCE-OPEN>                                                        13575
<CHARGE-OFFS>                                                             345
<RECOVERIES>                                                                0
<ALLOWANCE-CLOSE>                                                       13230
<ALLOWANCE-DOMESTIC>                                                    13230
<ALLOWANCE-FOREIGN>                                                         0
<ALLOWANCE-UNALLOCATED>                                                     0