EXHIBIT 99.2



                       CITIBANK CREDIT CARD MASTER TRUST I

                          SERVICING OFFICER CERTIFICATE

The undersigned, a duly authorized representative of Citibank (South Dakota),
National Association, as Servicer (the "Bank"), pursuant to a Pooling and
Servicing Agreement dated as of May 29, 1991, as Amended and Restated as of
October 5, 2001 (as amended and supplemented, the "Agreement"), among the Bank,
as Seller and Servicer, Citibank (Nevada), National Association, as Seller, and
Deutsche Bank Trust Company Americas (formerly Bankers Trust Company), as
Trustee (the "Trustee"), does hereby certify that:

                  1. The Bank is, as of the date hereof, the Servicer under the
Agreement. Capitalized terms used in this Certificate have their respective
meanings as set forth in the Agreement.

                  2. The undersigned is a Servicing Officer who is duly
authorized pursuant to the Agreement to execute and deliver this Certificate to
the Trustee.

                  3. A review of the activities of the Servicer during the
calendar year ended December 31, 2003 and of its performance under the Agreement
was conducted under my supervision.

                  4. Based on such review, the Servicer has, to the best of my
knowledge, performed in all material respects its obligations under the
Agreement throughout such year and no default in the performance of such
obligations has occurred or is continuing except as set forth in paragraph 5
below.

                  5. The following is a description of each default in the
performance of the Servicer's obligations under the provisions of the Agreement
known to me to have been made by the Servicer during the year ended December 31,
2003, which description sets forth in detail (i) the nature of each such
default, (ii) the action taken, if any, by the Servicer to remedy each such
default and (iii) the current status of each such default:

                                            None.


                  IN WITNESS WHEREOF, the undersigned has duly executed this
certificate this 15th day of March, 2004.


                             /s/ Susan J. Sexton
                                 ---------------
                                 Susan J. Sexton
                                 Servicing Officer