SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
__________________________
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): August 16, 2004
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
ON BEHALF OF
CITIBANK CREDIT CARD MASTER TRUST I
(Issuer in respect of the Citibank Credit Card Master Trust I)
7.25% Class A Credit Card Participation Certificates, Series 1994-2
7.50% Class B Credit Card Participation Certificates, Series 1994-2
8.25% Class A Credit Card Participation Certificates, Series 1995-1
8.45% Class B Credit Card Participation Certificates, Series 1995-1
6.55% Class A Credit Card Participation Certificates, Series 1995-9
6.65% Class B Credit Card Participation Certificates, Series 1995-9
Floating Rate Class A Credit Card Participation Certificates, Series 1996-6
Floating Rate Class B Credit Card Participation Certificates, Series 1996-6
Floating Rate Class A Credit Card Participation Certificates, Series 1997-4
Floating Rate Class B Credit Card Participation Certificates, Series 1997-4
Zero Coupon Class A Credit Card Participation Certificates, Series 1997-6
Zero Coupon Class B Credit Card Participation Certificates, Series 1997-6
6.05% Class A Credit Card Participation Certificates, Series 1998-2
6.20% Class B Credit Card Participation Certificates, Series 1998-2
5.875% Class A Credit Card Participation Certificates, Series 1999-2
6.15% Class B Credit Card Participation Certificates, Series 1999-2
6.10% Class A Credit Card Participation Certificates, Series 1999-5
6.30% Class B Credit Card Participation Certificates, Series 1999-5
6.65% Class A Credit Card Participation Certificates, Series 1999-7
6.90% Class B Credit Card Participation Certificates, Series 1999-7
(collectively, the Certificates)
(Exact name of registrant as specified in charter)
UNITED STATES OF AMERICA
(State or other jurisdiction of incorporation)
46-0358360
(I.R.S. Employer Identification No.)
33-41055, 33-43576, 33-62180, 33-77802, 33-84834, 33-97664,
33-99328, 333-38803 and 333-103013
(Commission File No.)
701 EAST 60TH ST., NORTH
SIOUX FALLS, SOUTH DAKOTA 57117
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code (605) 331-2626
NOT APPLICABLE
(Former name or former address, if changed since last report.)
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
as Servicer
Citibank Credit Card Master Trust I
By: /s/ Doug Morrison
--------------------------------------------
Doug Morrison
Vice President
Dated: August 16, 2004
---------------------------------
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
CITIBANK CREDIT CARD MASTER TRUST I
For the Due Period Ending July 27, 2004
==============================================================================
This Certificate relates to the Due Period ending Jul 27, 2004 and the related
Distribution Date.
<table>
<Caption>
A. Information Regarding the portfolio
------------------------------------
1. Portfolio Yield For Group 1 ............................ 9.48%
Portfolio Yield For Group 2 ............................ 9.49%
Yield Component For Group 1 ........................ 14.86%
Yield Component For Group 2 ........................ 14.87%
Credit Loss Component ............................. 5.38%
2. New Purchase Rate ..................................... 19.28%
3. Total Payment Rate .................................... 19.04%
4. Principal Payment Rate ................................ 18.15%
5. Aggregate Amount of Principal Receivables in the Trust :
Beginning of Due Period ............................ $ 74,451,634,337
Average ............................................ $ 75,974,694,410
Lump Sum Addition .................................. $ 1,789,169,389
End of Due Period .................................. $ 76,400,465,254
</table>
<table>
<Caption>
6. Delinquencies (Aggregate outstanding balances in the Accounts that
were delinquent by the time periods listed below as of the close of
business of the month preceding the Distribution Date, as a percentage
of aggregate Receivables as of the last day of the Due Period) :
Current .......................................... $ 71,417,335,991
5-34 days delinquent ........................... $ 2,962,469,821
35-64 days delinquent ........................... $ 964,113,721
65-94 days delinquent ........................... $ 636,259,188
95-124 days delinquent ........................... $ 477,393,752
125-154 days delinquent ........................... $ 399,170,399
155-184 days delinquent ........................... $ 371,732,664
Current ........................................... 92.48%
5-34 days delinquent ........................... 3.84%
35-64 days delinquent ........................... 1.25%
65-94 days delinquent ........................... 0.82%
95-124 days delinquent ........................... 0.62%
125-154 days delinquent ........................... 0.52%
155-184 days delinquent ........................... 0.47%
</table>
Page 4
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
CITIBANK CREDIT CARD MASTER TRUST I - GROUP 1
For the Due Period Ending July 27, 2004
==============================================================================
<table>
<Caption>
Current Due Current Due
Period on an Period on a
Actual Basis (1) Standard Basis (1)
B. Information Regarding Group 1
-----------------------------
(Percentage Basis)
1. Portfolio Yield 9.48% 9.48%
2. Weighted Average Certificate Rate 4.94% 4.94%
3. Weighted Average Investor Fee Rates
Fixed Servicing Fee 0.37% 0.37%
Others 0.13% 0.13%
4. Surplus Finance Charge Collections 4.04% 4.04%
5. Required Surplus Finance Charge Amount 0.00% 0.00%
6. Aggregate Surplus Finance Charge Amount 4.04% 4.04%
minus Required Surplus Finance Charge Amount
</table>
<table>
<Caption>
C. Information Regarding Group 1
-----------------------------
(Dollars Basis)
1. Total Investor Collections $ 2,480,357,257 $ 2,480,357,257
Principal Collections $ 2,313,902,289 $ 2,313,902,289
Finance Charge Collections $ 166,454,968 $ 166,454,968
2. Investor Default Amount $ 60,007,468 $ 60,007,468
3. Investor Monthly Interest $ 52,823,426 $ 52,823,426
4. Investor Monthly Fees
Fixed Servicing Fees $ 3,932,220 $ 3,932,220
Others $ 1,276,900 $ 1,273,806
5. Surplus Finance Charge Collections $ 48,414,954 $ 48,418,048
6. Required Surplus Finance Charge Collections $ 0 $ 0
7. Aggregate Surplus Finance Charge Amount $ 48,414,954 $ 48,418,048
minus Required Surplus Finance Charge Amount
</table>
(1) Values for "Current Due Period on an Actual Basis" reflect,
in the case of a first due period close of a series, activity
from the close date until the first due period end, or, as in
the case of Investor Monthly Interest and certain fees, until
the first distribution date. Values for "Current Due Period on
a Standard Basis" reflect activity for the entire current
period, as if all series had already been outstanding prior to
the first day of such period.
All percents are based on actual cash revenue or expense for
the period, converted to an annualized percent using day count
appropriate for the item, either 30/360, actual/360, or actual/actual.
Depending on the item, cash expenses may accrue
from June 26, 2004 to July 27, 2004 , 32 days, or
July 6 , 2004 to August 5 , 2004 , 31 days (standard basis).
Page 5
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
CITIBANK CREDIT CARD MASTER TRUST I - GROUP 2
For the Due Period Ending July 27, 2004
==============================================================================
<table>
<Caption>
Current Due Current Due
Period on an Period on a
Actual Basis (1) Standard Basis (1)
B. Information Regarding Group 2
-----------------------------
(Percentage Basis)
1. Portfolio Yield 9.49% 9.49%
2. Weighted Average Note Rate 1.81% 1.81%
3. Weighted Average Investor Fee Rates
Fixed Servicing Fee 0.37% 0.37%
Others 0.01% 0.01%
4. Surplus Finance Charge Collections 7.30% 7.30%
5. Surplus Finance Charge Collections For
Purposes of Funding Class C Reserve Account 6.65% 6.65%
6. Required Surplus Finance Charge Amount 0.00% 0.00%
7. Aggregate Surplus Finance Charge Amount 7.30% 7.30%
minus Required Surplus Finance Charge Amount
</table>
<table>
<Caption>
C. Information Regarding Group 2
-----------------------------
(Dollars Basis)
1. Total Investor Collections $11,066,537,501 $11,066,368,751
Principal Collections $10,323,541,595 $10,323,541,595
Finance Charge Collections $ 742,995,906 $ 742,827,156
2. Investor Default Amount $ 267,608,436 $ 267,608,436
3. Investor Monthly Interest $ 89,776,668 $ 89,789,418
4. Investor Monthly Fees
Fixed Servicing Fees $ 17,494,448 $ 17,536,073
Others $ 365,615 $ 355,771
5. Surplus Finance Charge Collections $ 367,750,739 $ 367,537,458
6. Required Surplus Finance Charge Collections $ 0 $ 0
7. Aggregate Surplus Finance Charge Amount $ 367,750,739 $ 367,537,458
minus Required Surplus Finance Charge Amount
</table>
(1) Values for "Current Due Period on an Actual Basis" reflect,
in the case of a first due period close of a tranche of Notes,
activity from the close date until the first due period end,
or, as in the case of Investor Monthly Interest and certain
fees, until the first Monthly Interest Date. Values for
"Current Due Period on a Standard Basis" reflect activity for
the entire current period, as if all Notes had already been
outstanding prior to the first day of such period.
All percents are based on actual cash revenue or expense for
the period, converted to an annualized percent using day count
appropriate for the item, either 30/360, actual/360, or actual/actual.
Depending on the item, cash expenses may accrue
from June 26, 2004 to July 27, 2004 , 32 days, or
July 6 , 2004 to August 5 , 2004 , 31 days (standard basis).
Page 6
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1994-2
For the Due Period Ending July 27, 2004
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended,
restated, and supplemented, the "Agreement"), as supplemented by the Series
1994-2 Supplement (as amended and supplemented, the "Series Supplement"), among
Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National
Association, Seller, and Deutsche Bank Trust Company Americas (formerly Bankers
Trust Company) , as Trustee,does hereby certify the information set forth below.
Capitalized terms used in this Certificate have their respective meanings as set
forth in the Agreement or Series Supplement, as applicable.
<table>
<Caption>
D. Information Regarding Series 1994-2
-----------------------------------
1a. Class A Invested Amount ....................... $ 940,000,000
1b. Class B Invested Amount ....................... $ 60,000,000
2a. Class A Monthly Interest .............................. $ 5,679,167
2b. Class B Monthly Interest .............................. $ 375,000
3a. Balance in the Class A Interest Funding Account ...... $ 22,716,667
3b Balance in the Class B Interest Funding Account ...... $ 1,500,000
4a. Available Cash Collateral Amount ..................... $ 70,000,000
4b. Percent of Class B Invested Amount ........... 116.67%
5a. Class A Investor Charge-offs ......................... $ 0
5b. Class B Investor Charge-offs ......................... $ 0
6. Required Amount ...................................... $ 0
7. Draw on Cash Collateral Account ...................... $ 0
8a. Class A Monthly Principal for the Distribution Date (2) $ 0
8b. Class B Monthly Principal for the Distribution Date (2) $ 0
9a. Balance in the Class A Principal Funding Account (2)... $ 0
9b. Balance in the Class B Principal Funding Account (2)... $ 0
</table>
-------------------------------------------------------
(2) Applicable during the Accumulation Period and any
Early Amortization Period.
Page 4
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1994-2
For the Due Period Ending July 27, 2004
==============================================================================
<table>
<Caption>
E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
-------------------------------------------------------------------------
1a. The total amount of the distribution to Class A
Certificateholders On the Payment Date ................. $ 0
1b. The total amount of the distribution to Class B
Certificateholders On the Payment Date ................. $ 0
2a. The amount of the distribution set forth in item 1(a) above
in respect of principal on the Class A Certificates .... $ 0
2b. The amount of the distribution set forth in item 1(b) above
in respect of principal on the Class B Certificates .... $ 0
3a. The amount of the distribution set forth in item 1(a) above
in respect of interest on the Class A Certificates ...... $ 0
3b. The amount of the distribution set forth in item 1(b) above
in respect of interest on the Class B Certificates ...... $ 0
4a. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
4b. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
</table>
----------------------------------------------------------
(3) The following information, as applicable, is included
only on Payment Date.
Page 5
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1994-2
For the Due Period Ending July 27, 2004
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended,
restated, and supplemented, the "Agreement"), as supplemented by the Series
1994-2 Supplement (as amended and supplemented, the "Series Supplement"),among
Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National
Association,Seller, and Deutsche Bank Trust Company Americas (formerly Bankers
Trust Company), as Trustee, does hereby certify as follows:
1. Capitalized terms used in this Certificate have their
respective meanings as set forth in the Agreement or
Series Supplement, as applicable.
2. Citibank (South Dakota) is, as of the date hereof, the
Servicer under the Agreement.
3. The undersigned is a Servicing Officer.
4. This Certificate relates to the Distribution Date
occurring on August 9 , 2004
5. As of the date hereof, to the best knowledge of
the undersigned, the Servicer has performed in
all material respects all its obligations under
the Agreement through the Due Period preceeding
such Distribution Date.
6. As of date hereof, to the best knowledge of the
undersigned, no Amortization Event has been deemed
to have occurred on or prior to such Distribution Date.
7. As of date hereof, to the best knowledge of the
undersigned, no Lien has been place on any of the
Receivables other than pursuant to the Agreement.
IN WITNESS WHEREOF, the undersigned has duly
executed and delivered this Certificate this 16 day of
August 2004
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION.
Servicer,
By: /s/ Andrew Lubliner
__________________________________________
Name: Andrew Lubliner
Title: Servicing Officer
Page 6
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1995-1
For the Due Period Ending July 27, 2004
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended,
restated, and supplemented, the "Agreement"), as supplemented by the Series
1995-1 Supplement (as amended and supplemented, the "Series Supplement"), among
Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National
Association, Seller, and Deutsche Bank Trust Company Americas (formerly Bankers
Trust Company) , as Trustee,does hereby certify the information set forth below.
Capitalized terms used in this Certificate have their respective meanings as set
forth in the Agreement or Series Supplement, as applicable.
<table>
<Caption>
D. Information Regarding Series 1995-1
-----------------------------------
1a. Class A Invested Amount ....................... $ 625,000,000
1b. Class B Invested Amount ....................... $ 40,000,000
2a. Class A Monthly Interest .............................. $ 4,296,875
2b. Class B Monthly Interest .............................. $ 281,667
3a. Balance in the Class A Interest Funding Account ...... $ 4,296,875
3b Balance in the Class B Interest Funding Account ...... $ 281,667
4a. Available Cash Collateral Amount ..................... $ 46,550,000
4b. Percent of Class B Invested Amount ........... 116.38%
5a. Class A Investor Charge-offs ......................... $ 0
5b. Class B Investor Charge-offs ......................... $ 0
6. Required Amount ...................................... $ 0
7. Draw on Cash Collateral Account ...................... $ 0
8a. Class A Monthly Principal for the Distribution Date (2) $ 0
8b. Class B Monthly Principal for the Distribution Date (2) $ 0
9a. Balance in the Class A Principal Funding Account (2)... $ 0
9b. Balance in the Class B Principal Funding Account (2)... $ 0
</table>
-------------------------------------------------------
(2) Applicable during the Accumulation Period and any
Early Amortization Period.
Page 7
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1995-1
For the Due Period Ending July 27, 2004
==============================================================================
<table>
<Caption>
E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
-------------------------------------------------------------------------
1a. The total amount of the distribution to Class A
Certificateholders On the Payment Date ................. $ 0
1b. The total amount of the distribution to Class B
Certificateholders On the Payment Date ................. $ 0
2a. The amount of the distribution set forth in item 1(a) above
in respect of principal on the Class A Certificates .... $ 0
2b. The amount of the distribution set forth in item 1(b) above
in respect of principal on the Class B Certificates .... $ 0
3a. The amount of the distribution set forth in item 1(a) above
in respect of interest on the Class A Certificates ...... $ 0
3b. The amount of the distribution set forth in item 1(b) above
in respect of interest on the Class B Certificates ...... $ 0
4a. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
4b. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
</table>
----------------------------------------------------------
(3) The following information, as applicable, is included
only on Payment Date.
Page 8
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1995-1
For the Due Period Ending July 27, 2004
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended,
restated, and supplemented, the "Agreement"), as supplemented by the Series
1995-1 Supplement (as amended and supplemented, the "Series Supplement"),among
Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National
Association,Seller, and Deutsche Bank Trust Company Americas (formerly Bankers
Trust Company), as Trustee, does hereby certify as follows:
1. Capitalized terms used in this Certificate have their
respective meanings as set forth in the Agreement or
Series Supplement, as applicable.
2. Citibank (South Dakota) is, as of the date hereof, the
Servicer under the Agreement.
3. The undersigned is a Servicing Officer.
4. This Certificate relates to the Distribution Date
occurring on August 9 , 2004
5. As of the date hereof, to the best knowledge of
the undersigned, the Servicer has performed in
all material respects all its obligations under
the Agreement through the Due Period preceeding
such Distribution Date.
6. As of date hereof, to the best knowledge of the
undersigned, no Amortization Event has been deemed
to have occurred on or prior to such Distribution Date.
7. As of date hereof, to the best knowledge of the
undersigned, no Lien has been place on any of the
Receivables other than pursuant to the Agreement.
IN WITNESS WHEREOF, the undersigned has duly
executed and delivered this Certificate this 16 day of
August 2004
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION.
Servicer,
By: /s/ Andrew Lubliner
__________________________________________
Name: Andrew Lubliner
Title: Servicing Officer
Page 9
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1995-9
For the Due Period Ending July 27, 2004
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended,
restated, and supplemented, the "Agreement"), as supplemented by the Series
1995-9 Supplement (as amended and supplemented, the "Series Supplement"), among
Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National
Association, Seller, and Deutsche Bank Trust Company Americas (formerly Bankers
Trust Company) , as Trustee,does hereby certify the information set forth below.
Capitalized terms used in this Certificate have their respective meanings as set
forth in the Agreement or Series Supplement, as applicable.
<table>
<Caption>
D. Information Regarding Series 1995-9
-----------------------------------
1a. Class A Invested Amount ....................... $ 500,000,000
1b. Class B Invested Amount ....................... $ 32,000,000
2a. Class A Monthly Interest .............................. $ 2,729,167
2b. Class B Monthly Interest .............................. $ 177,333
3a. Balance in the Class A Interest Funding Account ...... $ 10,916,667
3b Balance in the Class B Interest Funding Account ...... $ 709,333
4a. Available Cash Collateral Amount ..................... $ 37,240,000
4b. Percent of Class B Invested Amount ........... 116.38%
5a. Class A Investor Charge-offs ......................... $ 0
5b. Class B Investor Charge-offs ......................... $ 0
6. Required Amount ...................................... $ 0
7. Draw on Cash Collateral Account ...................... $ 0
8a. Class A Monthly Principal for the Distribution Date (2) $ 0
8b. Class B Monthly Principal for the Distribution Date (2) $ 0
9a. Balance in the Class A Principal Funding Account (2)... $ 0
9b. Balance in the Class B Principal Funding Account (2)... $ 0
</table>
-------------------------------------------------------
(2) Applicable during the Accumulation Period and any
Early Amortization Period.
Page 10
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1995-9
For the Due Period Ending July 27, 2004
==============================================================================
<table>
<Caption>
E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
-------------------------------------------------------------------------
1a. The total amount of the distribution to Class A
Certificateholders On the Payment Date ................. $ 0
1b. The total amount of the distribution to Class B
Certificateholders On the Payment Date ................. $ 0
2a. The amount of the distribution set forth in item 1(a) above
in respect of principal on the Class A Certificates .... $ 0
2b. The amount of the distribution set forth in item 1(b) above
in respect of principal on the Class B Certificates .... $ 0
3a. The amount of the distribution set forth in item 1(a) above
in respect of interest on the Class A Certificates ...... $ 0
3b. The amount of the distribution set forth in item 1(b) above
in respect of interest on the Class B Certificates ...... $ 0
4a. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
4b. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
</table>
----------------------------------------------------------
(3) The following information, as applicable, is included
only on Payment Date.
Page 11
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1995-9
For the Due Period Ending July 27, 2004
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended,
restated, and supplemented, the "Agreement"), as supplemented by the Series
1995-9 Supplement (as amended and supplemented, the "Series Supplement"),among
Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National
Association,Seller, and Deutsche Bank Trust Company Americas (formerly Bankers
Trust Company), as Trustee, does hereby certify as follows:
1. Capitalized terms used in this Certificate have their
respective meanings as set forth in the Agreement or
Series Supplement, as applicable.
2. Citibank (South Dakota) is, as of the date hereof, the
Servicer under the Agreement.
3. The undersigned is a Servicing Officer.
4. This Certificate relates to the Distribution Date
occurring on August 9 , 2004
5. As of the date hereof, to the best knowledge of
the undersigned, the Servicer has performed in
all material respects all its obligations under
the Agreement through the Due Period preceeding
such Distribution Date.
6. As of date hereof, to the best knowledge of the
undersigned, no Amortization Event has been deemed
to have occurred on or prior to such Distribution Date.
7. As of date hereof, to the best knowledge of the
undersigned, no Lien has been place on any of the
Receivables other than pursuant to the Agreement.
IN WITNESS WHEREOF, the undersigned has duly
executed and delivered this Certificate this 16 day of
August 2004
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION.
Servicer,
By: /s/ Andrew Lubliner
__________________________________________
Name: Andrew Lubliner
Title: Servicing Officer
Page 12
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1996-6
For the Due Period Ending July 27, 2004
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended,
restated, and supplemented, the "Agreement"), as supplemented by the Series
1996-6 Supplement (as amended and supplemented, the "Series Supplement"), among
Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National
Association, Seller, and Deutsche Bank Trust Company Americas (formerly Bankers
Trust Company) , as Trustee,does hereby certify the information set forth below.
Capitalized terms used in this Certificate have their respective meanings as set
forth in the Agreement or Series Supplement, as applicable.
<table>
<Caption>
D. Information Regarding Series 1996-6
-----------------------------------
1a. Class A Invested Amount ....................... $ 940,000,000
1b. Class B Invested Amount ....................... $ 60,000,000
2a. Class A Monthly Interest .............................. $ 5,071,927
2b. Class B Monthly Interest .............................. $ 333,865
3a. Balance in the Class A Interest Funding Account ...... $ 10,143,853
3b Balance in the Class B Interest Funding Account ...... $ 667,730
4a. Available Cash Collateral Amount ..................... $ 70,000,000
4b. Percent of Class B Invested Amount ........... 116.67%
5a. Class A Investor Charge-offs ......................... $ 0
5b. Class B Investor Charge-offs ......................... $ 0
6. Required Amount ...................................... $ 0
7. Draw on Cash Collateral Account ...................... $ 0
8a. Class A Monthly Principal for the Distribution Date (2) $ 0
8b. Class B Monthly Principal for the Distribution Date (2) $ 0
9a. Balance in the Class A Principal Funding Account (2)... $ 0
9b. Balance in the Class B Principal Funding Account (2)... $ 0
</table>
-------------------------------------------------------
(2) Applicable during the Accumulation Period and any
Early Amortization Period.
Page 13
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1996-6
For the Due Period Ending July 27, 2004
==============================================================================
<table>
<Caption>
E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
-------------------------------------------------------------------------
1a. The total amount of the distribution to Class A
Certificateholders On the Payment Date ................. $ 0
1b. The total amount of the distribution to Class B
Certificateholders On the Payment Date ................. $ 0
2a. The amount of the distribution set forth in item 1(a) above
in respect of principal on the Class A Certificates .... $ 0
2b. The amount of the distribution set forth in item 1(b) above
in respect of principal on the Class B Certificates .... $ 0
3a. The amount of the distribution set forth in item 1(a) above
in respect of interest on the Class A Certificates ...... $ 0
3b. The amount of the distribution set forth in item 1(b) above
in respect of interest on the Class B Certificates ...... $ 0
4a. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
4b. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
</table>
----------------------------------------------------------
(3) The following information, as applicable, is included
only on Payment Date.
Page 14
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1996-6
For the Due Period Ending July 27, 2004
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended,
restated, and supplemented, the "Agreement"), as supplemented by the Series
1996-6 Supplement (as amended and supplemented, the "Series Supplement"),among
Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National
Association,Seller, and Deutsche Bank Trust Company Americas (formerly Bankers
Trust Company), as Trustee, does hereby certify as follows:
1. Capitalized terms used in this Certificate have their
respective meanings as set forth in the Agreement or
Series Supplement, as applicable.
2. Citibank (South Dakota) is, as of the date hereof, the
Servicer under the Agreement.
3. The undersigned is a Servicing Officer.
4. This Certificate relates to the Distribution Date
occurring on August 10, 2004
5. As of the date hereof, to the best knowledge of
the undersigned, the Servicer has performed in
all material respects all its obligations under
the Agreement through the Due Period preceeding
such Distribution Date.
6. As of date hereof, to the best knowledge of the
undersigned, no Amortization Event has been deemed
to have occurred on or prior to such Distribution Date.
7. As of date hereof, to the best knowledge of the
undersigned, no Lien has been place on any of the
Receivables other than pursuant to the Agreement.
IN WITNESS WHEREOF, the undersigned has duly
executed and delivered this Certificate this 16 day of
August 2004
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION.
Servicer,
By: /s/ Andrew Lubliner
__________________________________________
Name: Andrew Lubliner
Title: Servicing Officer
Page 15
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1997-4
For the Due Period Ending July 27, 2004
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended,
restated, and supplemented, the "Agreement"), as supplemented by the Series
1997-4 Supplement (as amended and supplemented, the "Series Supplement"), among
Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National
Association, Seller, and Deutsche Bank Trust Company Americas (formerly Bankers
Trust Company) , as Trustee,does hereby certify the information set forth below.
Capitalized terms used in this Certificate have their respective meanings as set
forth in the Agreement or Series Supplement, as applicable.
<table>
<Caption>
D. Information Regarding Series 1997-4
-----------------------------------
1a. Class A Invested Amount ....................... $ 750,000,000
1b. Class B Invested Amount ....................... $ 48,000,000
2a. Class A Monthly Interest .............................. $ 4,254,000
2b. Class B Monthly Interest .............................. $ 279,356
3a. Balance in the Class A Interest Funding Account ...... $ 8,508,000
3b Balance in the Class B Interest Funding Account ...... $ 558,712
4a. Available Cash Collateral Amount ..................... $ 55,860,000
4b. Percent of Class B Invested Amount ........... 116.38%
5a. Class A Investor Charge-offs ......................... $ 0
5b. Class B Investor Charge-offs ......................... $ 0
6. Required Amount ...................................... $ 0
7. Draw on Cash Collateral Account ...................... $ 0
8a. Class A Monthly Principal for the Distribution Date (2) $ 0
8b. Class B Monthly Principal for the Distribution Date (2) $ 0
9a. Balance in the Class A Principal Funding Account (2)... $ 0
9b. Balance in the Class B Principal Funding Account (2)... $ 0
</table>
-------------------------------------------------------
(2) Applicable during the Accumulation Period and any
Early Amortization Period.
Page 16
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1997-4
For the Due Period Ending July 27, 2004
==============================================================================
<table>
<Caption>
E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
-------------------------------------------------------------------------
1a. The total amount of the distribution to Class A
Certificateholders On the Payment Date ................. $ 0
1b. The total amount of the distribution to Class B
Certificateholders On the Payment Date ................. $ 0
2a. The amount of the distribution set forth in item 1(a) above
in respect of principal on the Class A Certificates .... $ 0
2b. The amount of the distribution set forth in item 1(b) above
in respect of principal on the Class B Certificates .... $ 0
3a. The amount of the distribution set forth in item 1(a) above
in respect of interest on the Class A Certificates ...... $ 0
3b. The amount of the distribution set forth in item 1(b) above
in respect of interest on the Class B Certificates ...... $ 0
4a. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
4b. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
</table>
----------------------------------------------------------
(3) The following information, as applicable, is included
only on Payment Date.
Page 17
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1997-4
For the Due Period Ending July 27, 2004
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended,
restated, and supplemented, the "Agreement"), as supplemented by the Series
1997-4 Supplement (as amended and supplemented, the "Series Supplement"),among
Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National
Association,Seller, and Deutsche Bank Trust Company Americas (formerly Bankers
Trust Company), as Trustee, does hereby certify as follows:
1. Capitalized terms used in this Certificate have their
respective meanings as set forth in the Agreement or
Series Supplement, as applicable.
2. Citibank (South Dakota) is, as of the date hereof, the
Servicer under the Agreement.
3. The undersigned is a Servicing Officer.
4. This Certificate relates to the Distribution Date
occurring on August 10, 2004
5. As of the date hereof, to the best knowledge of
the undersigned, the Servicer has performed in
all material respects all its obligations under
the Agreement through the Due Period preceeding
such Distribution Date.
6. As of date hereof, to the best knowledge of the
undersigned, no Amortization Event has been deemed
to have occurred on or prior to such Distribution Date.
7. As of date hereof, to the best knowledge of the
undersigned, no Lien has been place on any of the
Receivables other than pursuant to the Agreement.
IN WITNESS WHEREOF, the undersigned has duly
executed and delivered this Certificate this 16 day of
August 2004
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION.
Servicer,
By: /s/ Andrew Lubliner
__________________________________________
Name: Andrew Lubliner
Title: Servicing Officer
Page 18
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1997-6
For the Due Period Ending July 27, 2004
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended,
restated, and supplemented, the "Agreement"), as supplemented by the Series
1997-6 Supplement (as amended and supplemented, the "Series Supplement"), among
Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National
Association, Seller, and Deutsche Bank Trust Company Americas (formerly Bankers
Trust Company) , as Trustee,does hereby certify the information set forth below.
Capitalized terms used in this Certificate have their respective meanings as set
forth in the Agreement or Series Supplement, as applicable.
<table>
<Caption>
D. Information Regarding Series 1997-6
-----------------------------------
1a. Class A Accreted Invested Amount....................... $ 0
1b. Class B Accreted Invested Amount....................... $ 0
2a. Class A Monthly Accretion.............................. $ 5,415,892
2b. Class B Monthly Accretion.............................. $ 354,580
3a. Balance in the Class A Interest Funding Account ...... $ 0
3b Balance in the Class B Interest Funding Account ...... $ 0
4a. Available Cash Collateral Amount ..................... $ 74,480,000
4b. Percent of Class B Accreted Invested Amount ........... 112.35%
5a. Class A Investor Charge-offs ......................... $ 0
5b. Class B Investor Charge-offs ......................... $ 0
6. Required Amount ...................................... $ 0
7. Draw on Cash Collateral Account ...................... $ 0
8a. Class A Monthly Principal for the Distribution Date (2) $ 994,584,108
8b. Class B Monthly Principal for the Distribution Date (2) $ 63,645,420
9a. Balance in the Class A Principal Funding Account (2)... $ 994,584,108
9b. Balance in the Class B Principal Funding Account (2)... $ 63,645,420
</table>
-------------------------------------------------------
(2) Applicable during the Accumulation Period and any
Early Amortization Period.
Page 19
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1997-6
For the Due Period Ending July 27, 2004
==============================================================================
<table>
<Caption>
E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
-------------------------------------------------------------------------
1a. The total amount of the distribution to Class A
Certificateholders On the Payment Date ................. $1,000,000,000
1b. The total amount of the distribution to Class B
Certificateholders On the Payment Date ................. $ 64,000,000
2a. The amount of the distribution set forth in item 1(a) above
in respect of principal on the Class A Certificates .... $ 994,584,108
2b. The amount of the distribution set forth in item 1(b) above
in respect of principal on the Class B Certificates .... $ 63,645,420
3a. The amount of the distribution set forth in item 1(a) above
in respect of interest on the Class A Certificates ...... $ 5,415,892
3b. The amount of the distribution set forth in item 1(b) above
in respect of interest on the Class B Certificates ...... $ 354,580
4a. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 994,584,108
4b. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 63,645,420
</table>
----------------------------------------------------------
(3) The following information, as applicable, is included
only on Payment Date.
Page 20
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1997-6
For the Due Period Ending July 27, 2004
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended,
restated, and supplemented, the "Agreement"), as supplemented by the Series
1997-6 Supplement (as amended and supplemented, the "Series Supplement"),among
Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National
Association,Seller, and Deutsche Bank Trust Company Americas (formerly Bankers
Trust Company), as Trustee, does hereby certify as follows:
1. Capitalized terms used in this Certificate have their
respective meanings as set forth in the Agreement or
Series Supplement, as applicable.
2. Citibank (South Dakota) is, as of the date hereof, the
Servicer under the Agreement.
3. The undersigned is a Servicing Officer.
4. This Certificate relates to the Distribution Date
occurring on August 16, 2004
5. As of the date hereof, to the best knowledge of
the undersigned, the Servicer has performed in
all material respects all its obligations under
the Agreement through the Due Period preceeding
such Distribution Date.
6. As of date hereof, to the best knowledge of the
undersigned, no Amortization Event has been deemed
to have occurred on or prior to such Distribution Date.
7. As of date hereof, to the best knowledge of the
undersigned, no Lien has been place on any of the
Receivables other than pursuant to the Agreement.
IN WITNESS WHEREOF, the undersigned has duly
executed and delivered this Certificate this 16 day of
August 2004
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION.
Servicer,
By: /s/ Andrew Lubliner
__________________________________________
Name: Andrew Lubliner
Title: Servicing Officer
Page 21
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1998-2
For the Due Period Ending July 27, 2004
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended,
restated, and supplemented, the "Agreement"), as supplemented by the Series
1998-2 Supplement (as amended and supplemented, the "Series Supplement"), among
Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National
Association, Seller, and Deutsche Bank Trust Company Americas (formerly Bankers
Trust Company) , as Trustee,does hereby certify the information set forth below.
Capitalized terms used in this Certificate have their respective meanings as set
forth in the Agreement or Series Supplement, as applicable.
<table>
<Caption>
D. Information Regarding Series 1998-2
-----------------------------------
1a. Class A Invested Amount ....................... $ 500,000,000
1b. Class B Invested Amount ....................... $ 32,000,000
2a. Class A Monthly Interest .............................. $ 2,520,833
2b. Class B Monthly Interest .............................. $ 165,333
3a. Balance in the Class A Interest Funding Account ...... $ 2,520,833
3b Balance in the Class B Interest Funding Account ...... $ 165,333
4a. Available Cash Collateral Amount ..................... $ 37,240,000
4b. Percent of Class B Invested Amount ........... 116.38%
5a. Class A Investor Charge-offs ......................... $ 0
5b. Class B Investor Charge-offs ......................... $ 0
6. Required Amount ...................................... $ 0
7. Draw on Cash Collateral Account ...................... $ 0
8a. Class A Monthly Principal for the Distribution Date (2) $ 0
8b. Class B Monthly Principal for the Distribution Date (2) $ 0
9a. Balance in the Class A Principal Funding Account (2)... $ 0
9b. Balance in the Class B Principal Funding Account (2)... $ 0
</table>
-------------------------------------------------------
(2) Applicable during the Accumulation Period and any
Early Amortization Period.
Page 22
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1998-2
For the Due Period Ending July 27, 2004
==============================================================================
<table>
<Caption>
E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
-------------------------------------------------------------------------
1a. The total amount of the distribution to Class A
Certificateholders On the Payment Date ................. $ 0
1b. The total amount of the distribution to Class B
Certificateholders On the Payment Date ................. $ 0
2a. The amount of the distribution set forth in item 1(a) above
in respect of principal on the Class A Certificates .... $ 0
2b. The amount of the distribution set forth in item 1(b) above
in respect of principal on the Class B Certificates .... $ 0
3a. The amount of the distribution set forth in item 1(a) above
in respect of interest on the Class A Certificates ...... $ 0
3b. The amount of the distribution set forth in item 1(b) above
in respect of interest on the Class B Certificates ...... $ 0
4a. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
4b. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
</table>
----------------------------------------------------------
(3) The following information, as applicable, is included
only on Payment Date.
Page 23
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1998-2
For the Due Period Ending July 27, 2004
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended,
restated, and supplemented, the "Agreement"), as supplemented by the Series
1998-2 Supplement (as amended and supplemented, the "Series Supplement"),among
Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National
Association,Seller, and Deutsche Bank Trust Company Americas (formerly Bankers
Trust Company), as Trustee, does hereby certify as follows:
1. Capitalized terms used in this Certificate have their
respective meanings as set forth in the Agreement or
Series Supplement, as applicable.
2. Citibank (South Dakota) is, as of the date hereof, the
Servicer under the Agreement.
3. The undersigned is a Servicing Officer.
4. This Certificate relates to the Distribution Date
occurring on August 16, 2004
5. As of the date hereof, to the best knowledge of
the undersigned, the Servicer has performed in
all material respects all its obligations under
the Agreement through the Due Period preceeding
such Distribution Date.
6. As of date hereof, to the best knowledge of the
undersigned, no Amortization Event has been deemed
to have occurred on or prior to such Distribution Date.
7. As of date hereof, to the best knowledge of the
undersigned, no Lien has been place on any of the
Receivables other than pursuant to the Agreement.
IN WITNESS WHEREOF, the undersigned has duly
executed and delivered this Certificate this 16 day of
August 2004
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION.
Servicer,
By: /s/ Andrew Lubliner
__________________________________________
Name: Andrew Lubliner
Title: Servicing Officer
Page 24
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1999-2
For the Due Period Ending July 27, 2004
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended,
restated, and supplemented, the "Agreement"), as supplemented by the Series
1999-2 Supplement (as amended and supplemented, the "Series Supplement"), among
Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National
Association, Seller, and Deutsche Bank Trust Company Americas (formerly Bankers
Trust Company) , as Trustee,does hereby certify the information set forth below.
Capitalized terms used in this Certificate have their respective meanings as set
forth in the Agreement or Series Supplement, as applicable.
<table>
<Caption>
D. Information Regarding Series 1999-2
-----------------------------------
1a. Class A Invested Amount ....................... $ 750,000,000
1b. Class B Invested Amount ....................... $ 48,000,000
2a. Class A Monthly Interest .............................. $ 3,671,875
2b. Class B Monthly Interest .............................. $ 246,000
3a. Balance in the Class A Interest Funding Account ...... $ 18,359,375
3b Balance in the Class B Interest Funding Account ...... $ 1,230,000
4a. Available Cash Collateral Amount ..................... $ 47,880,000
4b. Percent of Class B Invested Amount ........... 99.75%
5a. Class A Investor Charge-offs ......................... $ 0
5b. Class B Investor Charge-offs ......................... $ 0
6. Required Amount ...................................... $ 0
7. Draw on Cash Collateral Account ...................... $ 0
8a. Class A Monthly Principal for the Distribution Date (2) $ 0
8b. Class B Monthly Principal for the Distribution Date (2) $ 0
9a. Balance in the Class A Principal Funding Account (2)... $ 0
9b. Balance in the Class B Principal Funding Account (2)... $ 0
</table>
-------------------------------------------------------
(2) Applicable during the Accumulation Period and any
Early Amortization Period.
Page 25
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1999-2
For the Due Period Ending July 27, 2004
==============================================================================
<table>
<Caption>
E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
-------------------------------------------------------------------------
1a. The total amount of the distribution to Class A
Certificateholders On the Payment Date ................. $ 0
1b. The total amount of the distribution to Class B
Certificateholders On the Payment Date ................. $ 0
2a. The amount of the distribution set forth in item 1(a) above
in respect of principal on the Class A Certificates .... $ 0
2b. The amount of the distribution set forth in item 1(b) above
in respect of principal on the Class B Certificates .... $ 0
3a. The amount of the distribution set forth in item 1(a) above
in respect of interest on the Class A Certificates ...... $ 0
3b. The amount of the distribution set forth in item 1(b) above
in respect of interest on the Class B Certificates ...... $ 0
4a. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
4b. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
</table>
----------------------------------------------------------
(3) The following information, as applicable, is included
only on Payment Date.
Page 26
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1999-2
For the Due Period Ending July 27, 2004
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended,
restated, and supplemented, the "Agreement"), as supplemented by the Series
1999-2 Supplement (as amended and supplemented, the "Series Supplement"),among
Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National
Association,Seller, and Deutsche Bank Trust Company Americas (formerly Bankers
Trust Company), as Trustee, does hereby certify as follows:
1. Capitalized terms used in this Certificate have their
respective meanings as set forth in the Agreement or
Series Supplement, as applicable.
2. Citibank (South Dakota) is, as of the date hereof, the
Servicer under the Agreement.
3. The undersigned is a Servicing Officer.
4. This Certificate relates to the Distribution Date
occurring on August 10, 2004
5. As of the date hereof, to the best knowledge of
the undersigned, the Servicer has performed in
all material respects all its obligations under
the Agreement through the Due Period preceeding
such Distribution Date.
6. As of date hereof, to the best knowledge of the
undersigned, no Amortization Event has been deemed
to have occurred on or prior to such Distribution Date.
7. As of date hereof, to the best knowledge of the
undersigned, no Lien has been place on any of the
Receivables other than pursuant to the Agreement.
IN WITNESS WHEREOF, the undersigned has duly
executed and delivered this Certificate this 16 day of
August 2004
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION.
Servicer,
By: /s/ Andrew Lubliner
__________________________________________
Name: Andrew Lubliner
Title: Servicing Officer
Page 27
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1999-5
For the Due Period Ending July 27, 2004
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended,
restated, and supplemented, the "Agreement"), as supplemented by the Series
1999-5 Supplement (as amended and supplemented, the "Series Supplement"), among
Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National
Association, Seller, and Deutsche Bank Trust Company Americas (formerly Bankers
Trust Company) , as Trustee,does hereby certify the information set forth below.
Capitalized terms used in this Certificate have their respective meanings as set
forth in the Agreement or Series Supplement, as applicable.
<table>
<Caption>
D. Information Regarding Series 1999-5
-----------------------------------
1a. Class A Invested Amount ....................... $ 750,000,000
1b. Class B Invested Amount ....................... $ 48,000,000
2a. Class A Monthly Interest .............................. $ 3,812,500
2b. Class B Monthly Interest .............................. $ 252,000
3a. Balance in the Class A Interest Funding Account ...... $ 11,437,500
3b Balance in the Class B Interest Funding Account ...... $ 756,000
4a. Available Cash Collateral Amount ..................... $ 47,880,000
4b. Percent of Class B Invested Amount ........... 99.75%
5a. Class A Investor Charge-offs ......................... $ 0
5b. Class B Investor Charge-offs ......................... $ 0
6. Required Amount ...................................... $ 0
7. Draw on Cash Collateral Account ...................... $ 0
8a. Class A Monthly Principal for the Distribution Date (2) $ 0
8b. Class B Monthly Principal for the Distribution Date (2) $ 0
9a. Balance in the Class A Principal Funding Account (2)... $ 0
9b. Balance in the Class B Principal Funding Account (2)... $ 0
</table>
-------------------------------------------------------
(2) Applicable during the Accumulation Period and any
Early Amortization Period.
Page 28
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1999-5
For the Due Period Ending July 27, 2004
==============================================================================
<table>
<Caption>
E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
-------------------------------------------------------------------------
1a. The total amount of the distribution to Class A
Certificateholders On the Payment Date ................. $ 0
1b. The total amount of the distribution to Class B
Certificateholders On the Payment Date ................. $ 0
2a. The amount of the distribution set forth in item 1(a) above
in respect of principal on the Class A Certificates .... $ 0
2b. The amount of the distribution set forth in item 1(b) above
in respect of principal on the Class B Certificates .... $ 0
3a. The amount of the distribution set forth in item 1(a) above
in respect of interest on the Class A Certificates ...... $ 0
3b. The amount of the distribution set forth in item 1(b) above
in respect of interest on the Class B Certificates ...... $ 0
4a. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
4b. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
</table>
----------------------------------------------------------
(3) The following information, as applicable, is included
only on Payment Date.
Page 29
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1999-5
For the Due Period Ending July 27, 2004
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended,
restated, and supplemented, the "Agreement"), as supplemented by the Series
1999-5 Supplement (as amended and supplemented, the "Series Supplement"),among
Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National
Association,Seller, and Deutsche Bank Trust Company Americas (formerly Bankers
Trust Company), as Trustee, does hereby certify as follows:
1. Capitalized terms used in this Certificate have their
respective meanings as set forth in the Agreement or
Series Supplement, as applicable.
2. Citibank (South Dakota) is, as of the date hereof, the
Servicer under the Agreement.
3. The undersigned is a Servicing Officer.
4. This Certificate relates to the Distribution Date
occurring on August 16, 2004
5. As of the date hereof, to the best knowledge of
the undersigned, the Servicer has performed in
all material respects all its obligations under
the Agreement through the Due Period preceeding
such Distribution Date.
6. As of date hereof, to the best knowledge of the
undersigned, no Amortization Event has been deemed
to have occurred on or prior to such Distribution Date.
7. As of date hereof, to the best knowledge of the
undersigned, no Lien has been place on any of the
Receivables other than pursuant to the Agreement.
IN WITNESS WHEREOF, the undersigned has duly
executed and delivered this Certificate this 16 day of
August 2004
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION.
Servicer,
By: /s/ Andrew Lubliner
__________________________________________
Name: Andrew Lubliner
Title: Servicing Officer
Page 30
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1999-7
For the Due Period Ending July 27, 2004
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended,
restated, and supplemented, the "Agreement"), as supplemented by the Series
1999-7 Supplement (as amended and supplemented, the "Series Supplement"), among
Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National
Association, Seller, and Deutsche Bank Trust Company Americas (formerly Bankers
Trust Company) , as Trustee,does hereby certify the information set forth below.
Capitalized terms used in this Certificate have their respective meanings as set
forth in the Agreement or Series Supplement, as applicable.
<table>
<Caption>
D. Information Regarding Series 1999-7
-----------------------------------
1a. Class A Invested Amount ....................... $1,000,000,000
1b. Class B Invested Amount ....................... $ 64,000,000
2a. Class A Monthly Interest .............................. $ 5,541,667
2b. Class B Monthly Interest .............................. $ 368,000
3a. Balance in the Class A Interest Funding Account ...... $ 16,625,000
3b Balance in the Class B Interest Funding Account ...... $ 1,104,000
4a. Available Cash Collateral Amount ..................... $ 63,840,000
4b. Percent of Class B Invested Amount ........... 99.75%
5a. Class A Investor Charge-offs ......................... $ 0
5b. Class B Investor Charge-offs ......................... $ 0
6. Required Amount ...................................... $ 0
7. Draw on Cash Collateral Account ...................... $ 0
8a. Class A Monthly Principal for the Distribution Date (2) $ 0
8b. Class B Monthly Principal for the Distribution Date (2) $ 0
9a. Balance in the Class A Principal Funding Account (2)... $ 0
9b. Balance in the Class B Principal Funding Account (2)... $ 0
</table>
-------------------------------------------------------
(2) Applicable during the Accumulation Period and any
Early Amortization Period.
Page 31
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1999-7
For the Due Period Ending July 27, 2004
==============================================================================
<table>
<Caption>
E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
-------------------------------------------------------------------------
1a. The total amount of the distribution to Class A
Certificateholders On the Payment Date ................. $ 0
1b. The total amount of the distribution to Class B
Certificateholders On the Payment Date ................. $ 0
2a. The amount of the distribution set forth in item 1(a) above
in respect of principal on the Class A Certificates .... $ 0
2b. The amount of the distribution set forth in item 1(b) above
in respect of principal on the Class B Certificates .... $ 0
3a. The amount of the distribution set forth in item 1(a) above
in respect of interest on the Class A Certificates ...... $ 0
3b. The amount of the distribution set forth in item 1(b) above
in respect of interest on the Class B Certificates ...... $ 0
4a. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
4b. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
</table>
----------------------------------------------------------
(3) The following information, as applicable, is included
only on Payment Date.
Page 32
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1999-7
For the Due Period Ending July 27, 2004
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended,
restated, and supplemented, the "Agreement"), as supplemented by the Series
1999-7 Supplement (as amended and supplemented, the "Series Supplement"),among
Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National
Association,Seller, and Deutsche Bank Trust Company Americas (formerly Bankers
Trust Company), as Trustee, does hereby certify as follows:
1. Capitalized terms used in this Certificate have their
respective meanings as set forth in the Agreement or
Series Supplement, as applicable.
2. Citibank (South Dakota) is, as of the date hereof, the
Servicer under the Agreement.
3. The undersigned is a Servicing Officer.
4. This Certificate relates to the Distribution Date
occurring on August 16, 2004
5. As of the date hereof, to the best knowledge of
the undersigned, the Servicer has performed in
all material respects all its obligations under
the Agreement through the Due Period preceeding
such Distribution Date.
6. As of date hereof, to the best knowledge of the
undersigned, no Amortization Event has been deemed
to have occurred on or prior to such Distribution Date.
7. As of date hereof, to the best knowledge of the
undersigned, no Lien has been place on any of the
Receivables other than pursuant to the Agreement.
IN WITNESS WHEREOF, the undersigned has duly
executed and delivered this Certificate this 16 day of
August 2004
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION.
Servicer,
By: /s/ Andrew Lubliner
__________________________________________
Name: Andrew Lubliner
Title: Servicing Officer
Page 33