CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
==============================================================================
CITIBANK CREDIT CARD MASTER TRUST I
For the Due Period Ending October 28, 2008
==============================================================================
This Certificate relates to the Due Period ending October 28, 2008 and the
related Distribution Date.
<table>
<Caption>
A. Information Regarding the portfolio
------------------------------------
1. Portfolio Yield For Group 1 ............................ 8.74%
Portfolio Yield For Group 2 ............................ 8.76%
Yield Component For Group 1 ........................ 15.13%
Yield Component For Group 2 ........................ 15.15%
Credit Loss Component ............................. 6.39%
2. New Purchase Rate ..................................... 19.86%
3. Total Payment Rate .................................... 20.86%
4. Principal Payment Rate ................................ 19.90%
5. Aggregate Amount of Principal Receivables in the Trust :
Beginning of Due Period ............................ $ 77,014,537,446
Average ............................................ $ 76,670,784,711
Lump Sum Addition/(Removal) ......................... $ 682,465,956
End of Due Period .................................. $ 76,649,072,599
</table>
<table>
<Caption>
6. Delinquencies (Aggregate outstanding balances in the Accounts that
were delinquent by the time periods listed below as of the close of
business of the month preceding the Distribution Date, as a percentage
of aggregate Receivables as of the last day of the Due Period) :
Current .......................................... $ 71,096,378,725
5-34 days delinquent ........................... $ 2,531,550,378
35-64 days delinquent ........................... $ 1,040,442,912
65-94 days delinquent ........................... $ 824,479,006
95-124 days delinquent ........................... $ 657,715,422
125-154 days delinquent ........................... $ 544,102,018
155-184 days delinquent ........................... $ 478,434,572
Current ........................................... 92.12%
5-34 days delinquent ........................... 3.28%
35-64 days delinquent ........................... 1.35%
65-94 days delinquent ........................... 1.07%
95-124 days delinquent ........................... 0.85%
125-154 days delinquent ........................... 0.71%
155-184 days delinquent ........................... 0.62%
</table>
Page 1
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
==============================================================================
CITIBANK CREDIT CARD MASTER TRUST I - GROUP 1
For the Due Period Ending October 28, 2008
==============================================================================
<table>
<Caption>
Current Due Current Due
Period on an Period on a
Actual Basis (1) Standard Basis (1)
B. Information Regarding Group 1
-----------------------------
(Percentage Basis)
1. Portfolio Yield 8.74% 8.74%
2. Weighted Average Certificate Rate 5.72% 5.72%
3. Weighted Average Investor Fee Rates
Fixed Servicing Fee 0.37% 0.37%
Others 0.40% 0.40%
4. Surplus Finance Charge Collections 2.25% 2.25%
5. Required Surplus Finance Charge Amount 0.00% 0.00%
6. Aggregate Surplus Finance Charge Amount 2.25% 2.25%
minus Required Surplus Finance Charge Amount
</table>
<table>
<Caption>
C. Information Regarding Group 1
-----------------------------
(Dollars Basis)
1. Total Investor Collections $ 710,376,652 $ 710,376,652
Principal Collections $ 664,463,036 $ 664,463,036
Finance Charge Collections $ 45,913,616 $ 45,913,616
2. Investor Default Amount $ 19,244,928 $ 19,244,928
3. Investor Monthly Interest $ 16,047,078 $ 16,047,078
4. Investor Monthly Fees
Fixed Servicing Fees $ 1,029,709 $ 1,029,709
Others $ 932,096 $ 932,096
5. Surplus Finance Charge Collections $ 8,659,805 $ 8,659,805
6. Required Surplus Finance Charge Collections $ 0 $ 0
7. Aggregate Surplus Finance Charge Amount $ 8,659,805 $ 8,659,805
minus Required Surplus Finance Charge Amount
</table>
(1) Values for "Current Due Period on an Actual Basis" reflect,
in the case of a first due period close of a series, activity
from the close date until the first due period end, or, as in
the case of Investor Monthly Interest and certain fees, until
the first distribution date. Values for "Current Due Period on
a Standard Basis" reflect activity for the entire current
period, as if all series had already been outstanding prior to
the first day of such period.
All percents are based on actual cash revenue or expense for
the period, converted to an annualized percent using day count
appropriate for the item, either 30/360, actual/360, or actual/actual.
Depending on the item, cash expenses may accrue
from September 26, 2008 to October 28, 2008, 33 days, or
October 2 , 2008 to November 2 , 2008, 32 days (standard basis).
Page 2
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
==============================================================================
CITIBANK CREDIT CARD MASTER TRUST I - GROUP 2
For the Due Period Ending October 28, 2008
==============================================================================
<table>
<Caption>
Current Due Current Due
Period on an Period on a
Actual Basis (1) Standard Basis (1)
B. Information Regarding Group 2
-----------------------------
(Percentage Basis)
1. Portfolio Yield 8.76% 8.76%
2. Weighted Average Interest Rate (2) 4.34% 4.34%
3. Weighted Average Investor Fee Rates
Fixed Servicing Fee 0.37% 0.37%
Others 0.03% 0.03%
4. Surplus Finance Charge Collections 4.02% 4.02%
5. Surplus Finance Charge Collections For
Purposes of Funding Class C Reserve Account 3.97% 3.97%
6. Required Surplus Finance Charge Amount 0.00% 0.00%
7. Aggregate Surplus Finance Charge Amount 4.02% 4.02%
minus Required Surplus Finance Charge Amount
</table>
<table>
<Caption>
C. Information Regarding Group 2
-----------------------------
(Dollars Basis)
1. Total Investor Collections $14,492,522,474 $14,492,314,141
Principal Collections $13,554,744,489 $13,554,744,489
Finance Charge Collections $ 937,777,985 $ 937,569,652
2. Investor Default Amount $ 392,587,791 $ 392,587,791
3. Targeted Deposit to Interest Funding Account (3) $ 247,952,071 $ 248,226,450
4. Investor Monthly Fees
Fixed Servicing Fees $ 20,954,205 $ 21,005,594
Others $ 1,550,000 $ 1,550,000
5. Surplus Finance Charge Collections $ 274,733,918 $ 274,199,817
6. Required Surplus Finance Charge Collections $ 0 $ 0
7. Aggregate Surplus Finance Charge Amount $ 274,733,918 $ 274,199,817
minus Required Surplus Finance Charge Amount
</table>
(1) Values for "Current Due Period on an Actual Basis" reflect,
in the case of a first due period close of a tranche of Notes,
activity from the close date until the first due period end,
or, as in the case of Targeted Deposit to Interest Funding Account and
certain fees, until the first Monthly Interest Date. Values for
"Current Due Period on a Standard Basis" reflect activity for
the entire current period, as if all Notes had already been
outstanding prior to the first day of such period.
All percents are based on actual cash revenue or expense for
the period, converted to an annualized percent using day count
appropriate for the item, either 30/360, actual/360, or actual/actual.
Depending on the item, cash expenses may accrue
from September 26, 2008 to October 28, 2008, 33 days, or
October 2 , 2008 to November 2 , 2008, 32 days (standard basis).
(2) Defined in the definition section of the Indenture
(3) Referenced in sections 501 and 503 of the Indenture
Page 3
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1997-4
For the Due Period Ending October 28, 2008
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, as amended and
restated as of October 5, 2001 (as amended and supplemented, the "Agreement"),
as supplemented by the Series 1997-4 Supplement (as amended, the "Series
Supplement"), between Citibank (South Dakota), as Seller, Servicer, and
successor by merger to Citibank (Nevada), National Association, as Seller, and
Deutsche Bank Trust Company Americas (formerly Bankers Trust Company), as
Trustee, does hereby certify the information set forth below. Capitalized terms
used in this Certificate have their respective meanings as set forth in the
Agreement or Series Supplement, as applicable.
<table>
<Caption>
D. Information Regarding Series 1997-4
-------------------------------------------------
1a. Class A Invested Amount................................ $ 750,000,000
1b. Class B Invested Amount................................ $ 48,000,000
2a. Class A Monthly Interest............................... $ 4,254,000
2b. Class B Monthly Interest............................... $ 279,356
3a. Balance in the Class A Interest Funding Account ...... $ 8,508,000
3b Balance in the Class B Interest Funding Account ...... $ 558,712
4a. Available Cash Collateral Amount ..................... $ 55,860,000
4b. Percent of Class B Invested Amount .................... 116.38%
5a. Class A Investor Charge-offs ......................... $ 0
5b. Class B Investor Charge-offs ......................... $ 0
6. Required Amount ...................................... $ 0
7. Draw on Cash Collateral Account ...................... $ 0
8a. Class A Monthly Principal for the Distribution Date (2) $ 0
8b. Class B Monthly Principal for the Distribution Date (2) $ 0
9a. Balance in the Class A Principal Funding Account (2)... $ 0
9b. Balance in the Class B Principal Funding Account (2)... $ 0
</table>
-------------------------------------------------------
(2) Applicable during the Accumulation Period and any
Early Amortization Period.
Page 4
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1997-4
For the Due Period Ending October 28, 2008
==============================================================================
<table>
<Caption>
E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
-------------------------------------------------------------------------
1a. The total amount of the distribution to Class A
Certificateholders On the Payment Date ................. $ 0
1b. The total amount of the distribution to Class B
Certificateholders On the Payment Date ................. $ 0
2a. The amount of the distribution set forth in item 1(a) above
in respect of principal on the Class A Certificates .... $ 0
2b. The amount of the distribution set forth in item 1(b) above
in respect of principal on the Class B Certificates .... $ 0
3a. The amount of the distribution set forth in item 1(a) above
in respect of interest on the Class A Certificates ...... $ 0
3b. The amount of the distribution set forth in item 1(b) above
in respect of interest on the Class B Certificates ...... $ 0
4a. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
4b. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
</table>
----------------------------------------------------------
(3) The following information, as applicable, is included
only on Payment Date.
Page 5
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1997-4
For the Due Period Ending October 28, 2008
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, as amended and
restated as of October 5, 2001 (as amended and supplemented, the "Agreement"),
as supplemented by the Series 1997-4 Supplement (as amended, the "Series
Supplement"), between Citibank (South Dakota), as Seller, Servicer, and
successor by merger to Citibank (Nevada), National Association, as Seller, and
Deutsche Bank Trust Company Americas (formerly Bankers Trust Company), as
Trustee, does hereby certify as follows:
1. Capitalized terms used in this Certificate have their
respective meanings as set forth in the Agreement or
Series Supplement, as applicable.
2. Citibank (South Dakota) is, as of the date hereof, the
Servicer under the Agreement.
3. The undersigned is a Servicing Officer.
4. This Certificate relates to the Distribution Date
occurring on November 10, 2008
5. As of the date hereof, to the best knowledge of
the undersigned, the Servicer has performed in
all material respects all its obligations under
the Agreement through the Due Period preceeding
such Distribution Date.
6. As of date hereof, to the best knowledge of the
undersigned, no Amortization Event has been deemed
to have occurred on or prior to such Distribution Date.
7. As of date hereof, to the best knowledge of the
undersigned, no Lien has been place on any of the
Receivables other than pursuant to the Agreement.
IN WITNESS WHEREOF, the undersigned has duly
executed and delivered this Certificate this 14 day of
November 2008
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION.
Servicer,
By: /s/ Andrew Lubliner
__________________________________________
Name: Andrew Lubliner
Title: Servicing Officer
Page 6
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1999-2
For the Due Period Ending October 28, 2008
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, as amended and
restated as of October 5, 2001 (as amended and supplemented, the "Agreement"),
as supplemented by the Series 1999-2 Supplement (as amended, the "Series
Supplement"), between Citibank (South Dakota), as Seller, Servicer, and
successor by merger to Citibank (Nevada), National Association, as Seller, and
Deutsche Bank Trust Company Americas (formerly Bankers Trust Company), as
Trustee, does hereby certify the information set forth below. Capitalized terms
used in this Certificate have their respective meanings as set forth in the
Agreement or Series Supplement, as applicable.
<table>
<Caption>
D. Information Regarding Series 1999-2
-------------------------------------------------
1a. Class A Invested Amount................................ $ 750,000,000
1b. Class B Invested Amount................................ $ 48,000,000
2a. Class A Monthly Interest............................... $ 3,671,875
2b. Class B Monthly Interest............................... $ 246,000
3a. Balance in the Class A Interest Funding Account ...... $ 7,343,750
3b Balance in the Class B Interest Funding Account ...... $ 492,000
4a. Available Cash Collateral Amount ..................... $ 47,880,000
4b. Percent of Class B Invested Amount .................... 99.75%
5a. Class A Investor Charge-offs ......................... $ 0
5b. Class B Investor Charge-offs ......................... $ 0
6. Required Amount ...................................... $ 0
7. Draw on Cash Collateral Account ...................... $ 0
8a. Class A Monthly Principal for the Distribution Date (2) $ 0
8b. Class B Monthly Principal for the Distribution Date (2) $ 0
9a. Balance in the Class A Principal Funding Account (2)... $ 0
9b. Balance in the Class B Principal Funding Account (2)... $ 0
</table>
-------------------------------------------------------
(2) Applicable during the Accumulation Period and any
Early Amortization Period.
Page 7
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1999-2
For the Due Period Ending October 28, 2008
==============================================================================
<table>
<Caption>
E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
-------------------------------------------------------------------------
1a. The total amount of the distribution to Class A
Certificateholders On the Payment Date ................. $ 0
1b. The total amount of the distribution to Class B
Certificateholders On the Payment Date ................. $ 0
2a. The amount of the distribution set forth in item 1(a) above
in respect of principal on the Class A Certificates .... $ 0
2b. The amount of the distribution set forth in item 1(b) above
in respect of principal on the Class B Certificates .... $ 0
3a. The amount of the distribution set forth in item 1(a) above
in respect of interest on the Class A Certificates ...... $ 0
3b. The amount of the distribution set forth in item 1(b) above
in respect of interest on the Class B Certificates ...... $ 0
4a. The amount, if any, by which the outstanding principal
balance of the Class A Certificates exceeds the Class A
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
4b. The amount, if any, by which the outstanding principal
balance of the Class B Certificates exceeds the Class B
Invested Amount as of the end of the Record Date with
respect to the Payment Date ............................. $ 0
</table>
----------------------------------------------------------
(3) The following information, as applicable, is included
only on Payment Date.
Page 8
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION
==============================================================================
Citibank Credit Card Master Trust I, Series 1999-2
For the Due Period Ending October 28, 2008
==============================================================================
The undersigned, a duly authorized representative of Citibank (South
Dakota), National Association, as Servicer ("Citibank (South Dakota)"), pursuant
to the Pooling and Servicing Agreement dated as of May 29, 1991, as amended and
restated as of October 5, 2001 (as amended and supplemented, the "Agreement"),
as supplemented by the Series 1999-2 Supplement (as amended, the "Series
Supplement"), between Citibank (South Dakota), as Seller, Servicer, and
successor by merger to Citibank (Nevada), National Association, as Seller, and
Deutsche Bank Trust Company Americas (formerly Bankers Trust Company), as
Trustee, does hereby certify as follows:
1. Capitalized terms used in this Certificate have their
respective meanings as set forth in the Agreement or
Series Supplement, as applicable.
2. Citibank (South Dakota) is, as of the date hereof, the
Servicer under the Agreement.
3. The undersigned is a Servicing Officer.
4. This Certificate relates to the Distribution Date
occurring on November 10, 2008
5. As of the date hereof, to the best knowledge of
the undersigned, the Servicer has performed in
all material respects all its obligations under
the Agreement through the Due Period preceeding
such Distribution Date.
6. As of date hereof, to the best knowledge of the
undersigned, no Amortization Event has been deemed
to have occurred on or prior to such Distribution Date.
7. As of date hereof, to the best knowledge of the
undersigned, no Lien has been place on any of the
Receivables other than pursuant to the Agreement.
IN WITNESS WHEREOF, the undersigned has duly
executed and delivered this Certificate this 14 day of
November 2008
CITIBANK (SOUTH DAKOTA), NATIONAL ASSOCIATION.
Servicer,
By: /s/ Andrew Lubliner
__________________________________________
Name: Andrew Lubliner
Title: Servicing Officer
Page 9