<ARTICLE> 5 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONSOLIDATED BALANCE SHEETS AND CONSOLIDATED STATEMENTS OF OPERATIONS FOUND IN THE COMPANY'S FORM 10-K FOR THE YEAR ENDED 1999 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL INFORMATION AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> JUN-30-2000 <CASH> 20,545 <SECURITIES> 76,637 <RECEIVABLES> 0 <ALLOWANCES> 8,099 <INVENTORY> 0 <CURRENT-ASSETS> 350,861 <PP&E> 12,500 <DEPRECIATION> 9,747 <TOTAL-ASSETS> 442,697 <CURRENT-LIABILITIES> 407,141 <BONDS> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 17,965 <OTHER-SE> 17,591 <F1> <TOTAL-LIABILITY-AND-EQUITY> 442,697 <SALES> 0 <TOTAL-REVENUES> 19,898 <CGS> 0 <TOTAL-COSTS> 0 <OTHER-EXPENSES> 7,863 <LOSS-PROVISION> 150 <INTEREST-EXPENSE> 6,747 <INCOME-PRETAX> 5,138 <INCOME-TAX> 2,089 <INCOME-CONTINUING> 3,049 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,049 <EPS-BASIC> .95 <EPS-DILUTED> .94 <FN> <F1> INCLUDES UNREALIZED LOSS ON SECURITIES AFS OF (630). </FN>