<ARTICLE> 5 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONSOLIDATED BALANCE SHEETS AND CONSOLIDATED STATEMENTS OF OPERATIONS FOUND IN THE COMPANY'S FORM 10-K FOR THE YEAR ENDED 1998 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL INFORMATION AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> SEP-30-1999 <CASH> 25,246 <SECURITIES> 76,095 <RECEIVABLES> 0 <ALLOWANCES> 7,963 <INVENTORY> 0 <CURRENT-ASSETS> 340,662 <PP&E> 14,248 <DEPRECIATION> 11,124 <TOTAL-ASSETS> 437,164 <CURRENT-LIABILITIES> 397,735 <BONDS> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 24,832 <OTHER-SE> 14,597 <F1> <TOTAL-LIABILITY-AND-EQUITY> 437,164 <SALES> 0 <TOTAL-REVENUES> 26,226 <CGS> 0 <TOTAL-COSTS> 0 <OTHER-EXPENSES> 12,155 <LOSS-PROVISION> 700 <INTEREST-EXPENSE> 7,710 <INCOME-PRETAX> 5,661 <INCOME-TAX> 2,187 <INCOME-CONTINUING> 3,474 <DISCONTINUED> (596) <EXTRAORDINARY> 276 <CHANGES> 0 <NET-INCOME> 2,602 <EPS-BASIC> 1.03 <F2> <EPS-DILUTED> 1.00 <F3> <FN> <F1>INCLUDES UNREALIZED GAIN/LOSS ON AFS OF ($332) <F2>FROM CONTINUING OPERATIONS <F3>FROM CONTINUING OPERATIONS </FN>