11. Contingent liabilities.  Certain of the Company's subsidiaries are involved
in litigation on a number of matters and are subject to certain claims which
arise in the normal course of business.   The Company has retained certain
self-insurance risks with respect to losses for third party liability and
property damage.  In the opinion of management, none of these matters are
expected to have a materially adverse effect on the Company's consolidated
financial statements.

    One of the Company's subsidiaries is potentially a responsible party in
connection with a Superfund Site.  It is the policy of the Company to accrue
environmental contamination cleanup costs when it is probable that a liability
has been incurred and the amount of such liability is reasonably estimable.
The Company has made an estimate of its likely costs in connection with this
site and a liability has been recorded.  Such liability is not material to the
financial statements of the Company.