<ARTICLE> 7 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM SEC FORM S-4 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> SEP-30-1999 <DEBT-HELD-FOR-SALE> 0 <DEBT-CARRYING-VALUE> 0 <DEBT-MARKET-VALUE> 0 <EQUITIES> 0 <MORTGAGE> 0 <REAL-ESTATE> 0 <TOTAL-INVEST> 0 <CASH> 0 <RECOVER-REINSURE> 0 <DEFERRED-ACQUISITION> 0 <TOTAL-ASSETS> 0 <POLICY-LOSSES> 0 <UNEARNED-PREMIUMS> 0 <POLICY-OTHER> 0 <POLICY-HOLDER-FUNDS> 0 <NOTES-PAYABLE> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 0 <OTHER-SE> 0 <TOTAL-LIABILITY-AND-EQUITY> 0 <PREMIUMS> 58,254 <INVESTMENT-INCOME> 12,075 <INVESTMENT-GAINS> (174) <OTHER-INCOME> 0 <BENEFITS> 34,813 <UNDERWRITING-AMORTIZATION> 5,737 <UNDERWRITING-OTHER> 0 <INCOME-PRETAX> 11,854 <INCOME-TAX> 4,815 <INCOME-CONTINUING> 7,039 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 7,039 <EPS-BASIC> 0 <EPS-DILUTED> 0 <RESERVE-OPEN> 174,467 <PROVISION-CURRENT> 36,061 <PROVISION-PRIOR> (1,248) <PAYMENTS-CURRENT> 12,836 <PAYMENTS-PRIOR> 64,668 <RESERVE-CLOSE> 131,776 <CUMULATIVE-DEFICIENCY> (1,248)