<ARTICLE>                     5
<LEGEND>
Basic earnings per share are $0.69.  Diluted earnings per share are $0.66.
</LEGEND>

<MULTIPLIER>                                   1,000

                                         
<PERIOD-TYPE>                                9-mos
<FISCAL-YEAR-END>                            DEC-31-2000
<PERIOD-END>                                 SEP-30-2000
<CASH>                                       460,812
<SECURITIES>                                 2,496,123
<RECEIVABLES>                                41,717
<ALLOWANCES>                                 0
<INVENTORY>                                  0
<CURRENT-ASSETS>                             517,055
<PP&E>                                       220
<DEPRECIATION>                               0
<TOTAL-ASSETS>                               3,035,121
<CURRENT-LIABILITIES>                        2,224,445
<BONDS>                                      701,027
<PREFERRED-MANDATORY>                        0
<PREFERRED>                                  0
<COMMON>                                     11,130
<OTHER-SE>                                   88,493
<TOTAL-LIABILITY-AND-EQUITY>                 3,035,121
<SALES>                                      0
<TOTAL-REVENUES>                             142,853
<CGS>                                        0
<TOTAL-COSTS>                                0
<OTHER-EXPENSES>                             10,023
<LOSS-PROVISION>                             3,442
<INTEREST-EXPENSE>                           129,661
<INCOME-PRETAX>                              11,728
<INCOME-TAX>                                 4,164
<INCOME-CONTINUING>                          7,564
<DISCONTINUED>                               0
<EXTRAORDINARY>                              0
<CHANGES>                                    0
<NET-INCOME>                                 7,564
<EPS-BASIC>                                  0.69
<EPS-DILUTED>                                0.66