<ARTICLE> 9 <CIK> 0000846617 <NAME> Bridge Bancorp, Inc. <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> Dec-31-1998 <PERIOD-END> Sep-30-1998 <CASH> 13,137 <INT-BEARING-DEPOSITS> 234 <FED-FUNDS-SOLD> 7,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 71,980 <INVESTMENTS-CARRYING> 5,045 <INVESTMENTS-MARKET> 5,049 <LOANS> 160,222 <ALLOWANCE> 1,687 <TOTAL-ASSETS> 268,761 <DEPOSITS> 243,970 <SHORT-TERM> 0 <LIABILITIES-OTHER> 2,447 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 21,659 <OTHER-SE> 0 <TOTAL-LIABILITIES-AND-EQUITY> 268,761 <INTEREST-LOAN> 10,757 <INTEREST-INVEST> 3,083 <INTEREST-OTHER> 320 <INTEREST-TOTAL> 14,160 <INTEREST-DEPOSIT> 4,466 <INTEREST-EXPENSE> 4,530 <INTEREST-INCOME-NET> 9,630 <LOAN-LOSSES> 350 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 7,241 <INCOME-PRETAX> 4,355 <INCOME-PRE-EXTRAORDINARY> 4,355 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2,848 <EPS-PRIMARY> .67 <EPS-DILUTED> .67 <YIELD-ACTUAL> 5.60 <LOANS-NON> 1,052 <LOANS-PAST> 8 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 1,393 <CHARGE-OFFS> 120 <RECOVERIES> 64 <ALLOWANCE-CLOSE> 1,687 <ALLOWANCE-DOMESTIC> 1,687 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0