<ARTICLE> 9 <CIK> 0000846617 <NAME> Bridge Bancorp, Inc. <MULTIPLIER> 1000 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> Dec-31-1998 <PERIOD-END> Dec-31-1998 <CASH> 10,881 <INT-BEARING-DEPOSITS> 251 <FED-FUNDS-SOLD> 3,150 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 69,443 <INVESTMENTS-CARRYING> 5,052 <INVESTMENTS-MARKET> 5,067 <LOANS> 168,696 <ALLOWANCE> 1,713 <TOTAL-ASSETS> 266,951 <DEPOSITS> 241,531 <SHORT-TERM> 1,439 <LIABILITIES-OTHER> 1,749 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 21,660 <OTHER-SE> 621 <TOTAL-LIABILITIES-AND-EQUITY> 266,951 <INTEREST-LOAN> 14,461 <INTEREST-INVEST> 4,123 <INTEREST-OTHER> 435 <INTEREST-TOTAL> 19,019 <INTEREST-DEPOSIT> 5,911 <INTEREST-EXPENSE> 5,978 <INTEREST-INCOME-NET> 13,041 <LOAN-LOSSES> 425 <SECURITIES-GAINS> 47 <EXPENSE-OTHER> 9,637 <INCOME-PRETAX> 5,984 <INCOME-PRE-EXTRAORDINARY> 5,984 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,895 <EPS-PRIMARY> 0.92 <EPS-DILUTED> 0.91 <YIELD-ACTUAL> 5.60 <LOANS-NON> 1,208 <LOANS-PAST> 4 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 4,439 <ALLOWANCE-OPEN> 1,393 <CHARGE-OFFS> 196 <RECOVERIES> 91 <ALLOWANCE-CLOSE> 1,713 <ALLOWANCE-DOMESTIC> 1,713 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0