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                                    EXHIBIT 9
             OPINION AND CONSENT OF ASSISTANT GENERAL COUNSEL OF AUL
                AS TO THE LEGALITY OF CONTRACTS BEING REGISTERED
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American United Life Insurance Company
One American Square
P.O. Box 368
Indianapolis Indiana 46206-0368
Telephone (317) 263-1877

                                                                October 31, 2003


Dear Sir or Madam:

     In my  capacity  as  Assistant  General  Counsel of  American  United  Life
Insurance  Company (R) ("AUL"),  I have been  associated with the preparation of
the Proxy  Statement/Prospectus  on Form N-14  ("Registration  Statement") to be
filed by AUL and  OneAmerica  Funds,  Inc.  (the "Fund") on October 31, 2003, in
connection with the  reorganization of American United Life Pooled Equity Fund B
into a  sub-account  of AUL  American  Unit  Trust,  a  separate  account of AUL
registered  under the Investment  Company Act of 1940 as a unit investment trust
("Unit Trust").  The  sub-account,  in turn, will invest  exclusively in Class O
shares of the OneAmerica Value Portfolio  ("Value  Portfolio"),  a series of the
Fund, a Maryland  corporation  registered under the Investment Company Act as an
open-end management investment company. The Proxy Statement/Prospectus describes
shares of the Value Portfolio and units of interests in the Unit Trust.

     I have made such examination of the law and examined such corporate records
and such other documents  that, in my judgment,  are necessary or appropriate to
enable me to render the opinion expressed below.

     Based upon the  foregoing,  and assuming the  approval by  Participants  in
group annuity contracts issued through American United Life Pooled Equity Fund B
("Fund B") of certain  matters  scheduled for their  consideration  at a meeting
currently  anticipated  to be held on to be held on February  2, 2004,  it is my
opinion that:

1.   the Class O shares of the Value Portfolio currently being registered,  when
     issued in accordance with the Agreement and Plan of Reorganization,  a form
     of which is included in the Registration Statement, and the Fund's Articles
     of  Incorporation  and  Bylaws,  will be  legally  issued,  fully  paid and
     non-assessable  by the Fund,  subject to compliance with the Securities Act
     of 1933,  the  Investment  Company Act of 1940, as amended,  and applicable
     state laws regulating the offer and sale of securities; and

2.   the  variable  annuity  contract  issued  through  the  Unit  Trust,   upon
     registration with the U.S.

     Securities and Exchange Commission under the Registration Statement,  will,
when issued, be legally issued and represent a legal obligation of AUL.

     I hereby  consent  to the  filing  of this  opinion  as an  exhibit  to the
Registration Statement.

Very truly yours,

/s/ John C. Swhear

John C. Swhear

Assistant General Counsel

JCS