<ARTICLE> 5 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 111,250 <SECURITIES> 0 <RECEIVABLES> 13,765,337 <ALLOWANCES> 839,428 <INVENTORY> 0 <CURRENT-ASSETS> 0 <PP&E> 0 <DEPRECIATION> 0 <TOTAL-ASSETS> 13,856,155 <CURRENT-LIABILITIES> 0 <BONDS> 0 <PREFERRED-MANDATORY> 3,512,207 <PREFERRED> 0 <COMMON> 0 <OTHER-SE> 10,343,948 <TOTAL-LIABILITY-AND-EQUITY> 13,856,155 <SALES> 0 <TOTAL-REVENUES> 1,026,665 <CGS> 0 <TOTAL-COSTS> 159,242 <OTHER-EXPENSES> 0 <LOSS-PROVISION> 14,040 <INTEREST-EXPENSE> 170,181 <INCOME-PRETAX> 683,202 <INCOME-TAX> 0 <INCOME-CONTINUING> 683,202 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 683,202 <EPS-BASIC> .00 <EPS-DILUTED> .00