<ARTICLE> 5 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> DEC-31-2000 <CASH> 269,000 <SECURITIES> 0 <RECEIVABLES> 13,375,864 <ALLOWANCES> 850,548 <INVENTORY> 0 <CURRENT-ASSETS> 0 <PP&E> 0 <DEPRECIATION> 0 <TOTAL-ASSETS> 13,610,410 <CURRENT-LIABILITIES> 0 <BONDS> 0 <PREFERRED-MANDATORY> 3,504,102 <PREFERRED> 0 <COMMON> 0 <OTHER-SE> 10,106,308 <TOTAL-LIABILITY-AND-EQUITY> 13,610,410 <SALES> 0 <TOTAL-REVENUES> 1,437,964 <CGS> 0 <TOTAL-COSTS> 214,514 <OTHER-EXPENSES> 0 <LOSS-PROVISION> 65,664 <INTEREST-EXPENSE> 257,640 <INCOME-PRETAX> 900,146 <INCOME-TAX> 0 <INCOME-CONTINUING> 900,146 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 900,146 <EPS-BASIC> .00 <EPS-DILUTED> .00