<ARTICLE>         9
<LEGEND>
This schedule contains summary financial information extracted from 
the Consolidated Balance Sheet and the Consolidated Statement of 
Income filed as part of the annual report on Form 10-K and is 
qualified in its entirety by reference to such annual report on 
Form 10-K.
</LEGEND>
<MULTIPLIER>     1,000
                           
<PERIOD-TYPE>                 12-MOS
<FISCAL-YEAR-END>             JUN-30-1996
<PERIOD-END>                  JUN-30-1996
<CASH>                              6,661
<INT-BEARING-DEPOSITS>             22,953
<FED-FUNDS-SOLD>                        0
<TRADING-ASSETS>                        0
<INVESTMENTS-HELD-FOR-SALE>         4,656
<INVESTMENTS-CARRYING>             49,182
<INVESTMENTS-MARKET>               49,291
<LOANS>                           546,749
<ALLOWANCE>                        14,356
<TOTAL-ASSETS>                    668,105
<DEPOSITS>                        397,055
<SHORT-TERM>                      137,316
<LIABILITIES-OTHER>                 5,978
<LONG-TERM>                        59,949
<PREFERRED-MANDATORY>                   0
<PREFERRED>                             0
<COMMON>                               62
<OTHER-SE>                         67,746
<TOTAL-LIABILITIES-AND-EQUITY>    668,105
<INTEREST-LOAN>                    49,884
<INTEREST-INVEST>                   3,850
<INTEREST-OTHER>                      204
<INTEREST-TOTAL>                   53,938
<INTEREST-DEPOSIT>                 17,003
<INTEREST-EXPENSE>                 28,132
<INTEREST-INCOME-NET>              25,806
<LOAN-LOSSES>                       1,451
<SECURITIES-GAINS>                    680
<EXPENSE-OTHER>                    16,274
<INCOME-PRETAX>                    18,405
<INCOME-PRE-EXTRAORDINARY>         18,405
<EXTRAORDINARY>                         0
<CHANGES>                               0
<NET-INCOME>                       11,294
<EPS-PRIMARY>                        2.46
<EPS-DILUTED>                        2.45
<YIELD-ACTUAL>                       4.21
<LOANS-NON>                         5,907
<LOANS-PAST>                            0
<LOANS-TROUBLED>                        0
<LOANS-PROBLEM>                     4,725
<ALLOWANCE-OPEN>                   14,601
<CHARGE-OFFS>                       1,993
<RECOVERIES>                          297
<ALLOWANCE-CLOSE>                  14,356
<ALLOWANCE-DOMESTIC>               14,356
<ALLOWANCE-FOREIGN>                     0
<ALLOWANCE-UNALLOCATED>             4,733