<ARTICLE>       9
<LEGEND>
This schedule contains summary financial information extracted from 
the Consolidated Balance Sheet and the Consolidated Statement of 
Income filed as part of the quarterly report on Form 10-Q and is 
qualified in its entirety by reference to such quarterly report on 
Form 10-Q.
</LEGEND>
<MULTIPLIER>    1,000
       

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>               JUN-30-1998
<PERIOD-END>                    DEC-31-1997
<CASH>                               12,560
<INT-BEARING-DEPOSITS>               26,599
<FED-FUNDS-SOLD>                          0
<TRADING-ASSETS>                          0
<INVESTMENTS-HELD-FOR-SALE>           6,256
<INVESTMENTS-CARRYING>               48,258
<INVESTMENTS-MARKET>                 48,622
<LOANS>                             622,849
<ALLOWANCE>                          15,838
<TOTAL-ASSETS>                      750,458
<DEPOSITS>                          464,430
<SHORT-TERM>                        145,144
<LIABILITIES-OTHER>                   3,618
<LONG-TERM>                          71,650
<PREFERRED-MANDATORY>                     0
<PREFERRED>                               0
<COMMON>                                123
<OTHER-SE>                           65,493
<TOTAL-LIABILITIES-AND-EQUITY>      750,458
<INTEREST-LOAN>                      27,878
<INTEREST-INVEST>                     1,955
<INTEREST-OTHER>                        208
<INTEREST-TOTAL>                     30,041
<INTEREST-DEPOSIT>                   10,395
<INTEREST-EXPENSE>                   15,601
<INTEREST-INCOME-NET>                14,440
<LOAN-LOSSES>                           852
<SECURITIES-GAINS>                      873
<EXPENSE-OTHER>                       9,883
<INCOME-PRETAX>                      10,538
<INCOME-PRE-EXTRAORDINARY>           10,538
<EXTRAORDINARY>                           0
<CHANGES>                                 0
<NET-INCOME>                          7,480
<EPS-PRIMARY>                           .93
<EPS-DILUTED>                           .91
<YIELD-ACTUAL>                         4.18
<LOANS-NON>                          10,201
<LOANS-PAST>                              0
<LOANS-TROUBLED>                          0
<LOANS-PROBLEM>                       9,072
<ALLOWANCE-OPEN>                     15,524
<CHARGE-OFFS>                           636
<RECOVERIES>                             98
<ALLOWANCE-CLOSE>                    15,838
<ALLOWANCE-DOMESTIC>                 15,838
<ALLOWANCE-FOREIGN>                       0
<ALLOWANCE-UNALLOCATED>                   0