<ARTICLE>    9
<LEGEND>
This schedule contains summary financial information extracted from the 
Consolidated Balance Sheet and the Consolidated Statement of Income filed as 
part of the annual report on Form 10-K and is qualified in its entirety by 
reference to such annual report on Form 10-K.
</LEGEND>
<MULTIPLIER>     1,000
                           
<PERIOD-TYPE>                 12-MOS
<FISCAL-YEAR-END>             JUN-30-1998
<PERIOD-END>                  JUN-30-1998
<CASH>                             12,199
<INT-BEARING-DEPOSITS>             33,632
<FED-FUNDS-SOLD>                        0
<TRADING-ASSETS>                        0
<INVESTMENTS-HELD-FOR-SALE>         6,363
<INVESTMENTS-CARRYING>             50,363
<INVESTMENTS-MARKET>               50,541
<LOANS>                           655,226
<ALLOWANCE>                        16,373
<TOTAL-ASSETS>                    795,091
<DEPOSITS>                        553,365
<SHORT-TERM>                       69,274
<LIABILITIES-OTHER>                 4,754
<LONG-TERM>                       100,289
<PREFERRED-MANDATORY>                   0
<PREFERRED>                             0
<COMMON>                              123
<OTHER-SE>                         67,286
<TOTAL-LIABILITIES-AND-EQUITY>    795,091
<INTEREST-LOAN>                    57,537
<INTEREST-INVEST>                   3,839
<INTEREST-OTHER>                      556
<INTEREST-TOTAL>                   61,932
<INTEREST-DEPOSIT>                 20,951
<INTEREST-EXPENSE>                 31,992
<INTEREST-INCOME-NET>              29,940
<LOAN-LOSSES>                       1,853
<SECURITIES-GAINS>                  1,398
<EXPENSE-OTHER>                    20,469
<INCOME-PRETAX>                    21,368
<INCOME-PRE-EXTRAORDINARY>         21,368
<EXTRAORDINARY>                         0
<CHANGES>                               0
<NET-INCOME>                       14,444
<EPS-PRIMARY>                        1.79
<EPS-DILUTED>                        1.76
<YIELD-ACTUAL>                       4.18
<LOANS-NON>                         7,207
<LOANS-PAST>                            0
<LOANS-TROUBLED>                        0
<LOANS-PROBLEM>                     8,961
<ALLOWANCE-OPEN>                   15,524
<CHARGE-OFFS>                       1,143
<RECOVERIES>                          139
<ALLOWANCE-CLOSE>                  16,373
<ALLOWANCE-DOMESTIC>               16,373
<ALLOWANCE-FOREIGN>                     0
<ALLOWANCE-UNALLOCATED>             2,856